{
  "crd_number": 165105,
  "slug": "laughlin-financial-llc-bloomington-in-165105",
  "primary_business_name": "LAUGHLIN FINANCIAL LLC",
  "legal_name": "LAUGHLIN FINANCIAL LLC",
  "dbas": [],
  "city": "Bloomington",
  "state": "IN",
  "country": "United States",
  "cbsa_code": "14020",
  "metro": {
    "cbsa_code": "14020",
    "common_name": "Bloomington",
    "msa_name": "Bloomington, IN",
    "path": "/advisors/in/bloomington"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2022-03-25",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-01-23",
  "carried_forward": false,
  "raum_total": 200198285.0,
  "raum_discretionary": 167214889.0,
  "raum_non_discretionary": 32983396.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 2,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 14892011.0,
      "count": 32
    },
    "high_net_worth_individuals": {
      "raum": 185306274.0,
      "count": 50
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "IL",
    "IN"
  ],
  "websites": [
    "https://laughlinfin.com",
    "https://laughlinfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/165105",
  "city_as_filed": "BLOOMINGTON",
  "url": "https://advisorcensus.com/firm/laughlin-financial-llc-bloomington-in-165105",
  "display_name": "Laughlin Financial LLC",
  "summary": "Laughlin Financial LLC is an SEC-registered investment advisory firm in Bloomington, IN, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 23, 2026.",
  "citation": "AdvisorCensus. Laughlin Financial LLC (CRD 165105): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Laughlin Financial LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Laughlin Financial LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Laughlin Financial LLC located?",
      "a": "Laughlin Financial LLC's principal office is in Bloomington, IN, according to its Form ADV."
    },
    {
      "q": "Is Laughlin Financial LLC registered with the SEC or a state?",
      "a": "Laughlin Financial LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 165105."
    },
    {
      "q": "How much does Laughlin Financial LLC manage?",
      "a": "Laughlin Financial LLC reports $200,198,285 in regulatory assets under management in its Form ADV filing dated January 23, 2026 (84% discretionary)."
    },
    {
      "q": "How have Laughlin Financial LLC's assets and staff changed since 2022?",
      "a": "In the Form ADV data for Laughlin Financial LLC: Regulatory assets under management: $128,103,169 in the October 2022 data and $200,198,285 in the October 2026 data, up 56%. Total employees: 1 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Laughlin Financial LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (50); individuals (other than high net worth individuals) (32)."
    },
    {
      "q": "Which custodians does Laughlin Financial LLC use?",
      "a": "Laughlin Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Ascensus Broker Dealer Services, LLC and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Laughlin Financial LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/165105"
    },
    {
      "q": "Does Laughlin Financial LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated January 23, 2026 says: \"Laughlin Financial LLC does not require a minimum investment amount to establish a relationship.\""
    },
    {
      "q": "What changed in Laughlin Financial LLC's recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $167,705,938 to $200,198,285 (+19%)."
    }
  ],
  "filing_history": [
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 128103169.0,
      "total_employees": 1,
      "filing_date": "2022-03-28"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 130830749.0,
      "total_employees": 1,
      "filing_date": "2023-01-16"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 140251883.0,
      "total_employees": 1,
      "filing_date": "2024-08-08"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 167705938.0,
      "total_employees": 2,
      "filing_date": "2025-06-20"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 200198285.0,
      "total_employees": 2,
      "filing_date": "2026-01-23"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $167,705,938 to $200,198,285 (+19%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 23, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "Laughlin Financial LLC does not require a minimum investment amount to establish a relationship."
        ]
      }
    ],
    "quotes": [
      "Laughlin Financial LLC does not require a minimum investment amount to establish a relationship."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Ascensus Broker Dealer Services, LLC",
      "name_as_filed": "ASCENSUS BROKER DEALER SERVICES, LLC",
      "affiliated": false
    },
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/laughlin-financial-llc-bloomington-in-165105.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 32,
      "fewer_than_5": false,
      "raum": 14892011.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 50,
      "fewer_than_5": false,
      "raum": 185306274.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/165105",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}