# Kristal.ai

> Kristal.ai is an SEC-registered investment advisory firm in Singapore, Singapore, registered since 2026, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 30, 2026.

- CRD: 341175
- Filed as: KRISTAL.AI
- Legal name: Kristal Advisors (SG) Pte. Ltd.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Singapore, Singapore
- Filing period: October 2026
- Form ADV filing dated: September 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/341175
- AdvisorCensus page: https://advisorcensus.com/firm/kristal-ai-singapore-341175

## Quick answers

**How is Kristal.ai compensated?**
On its Form ADV (Item 5.E, October 2026), Kristal.ai reports these compensation arrangements: a percentage of assets under its management.

**How much does Kristal.ai charge?**
Its Form ADV Part 2A brochure dated April 13, 2026 states: Asset-based fee: 0.5% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Kristal.ai located?**
Kristal.ai's principal office is in Singapore, Singapore, according to its Form ADV; the October 2026 filing also lists 4 other offices (Schedule D, Section 1.F).

**Is Kristal.ai registered with the SEC or a state?**
Kristal.ai is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 341175.

**How much does Kristal.ai manage?**
Kristal.ai reports $1,269,350,088 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (100% discretionary).

**What types of clients does Kristal.ai serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (13,466); high net worth individuals (3,520).

**Does Kristal.ai report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/341175

**What changed in Kristal.ai's recent Form ADV filings?**
In the June 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated April 13, 2026)

- Asset-based fee: 0.5% of assets a year

> KASG charges clients an annual asset-based advisory fee calculated as a percentage of assets under management (“AUM”). The standard advisory fee is typically 0.50% (50 bps) per year.

> KASG’s standard advisory fee schedule is summarized below and applies uniformly across asset types unless otherwise agreed with the client: Asset Type Fees Exchange-Traded Equity Securities 0.50%

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $1,269,350,088
- Discretionary: $1,269,350,088
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 13,466 | $57,333,145 |
| High net worth individuals | 3,520 | $1,203,866,855 |
| Banking or thrift institutions | Fewer than 5 | $8,150,088 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 20 total, 15 performing advisory functions
- Wrap fee program participation: No
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Abu Dhabi
- Bengaluru
- Hong Kong
- Mumbai

### Websites listed on Form ADV (Item 1.I)
- [kristal.ai](https://kristal.ai)
- Facebook @kristal.advisors
- Instagram @kristal.ai.sg
- LinkedIn @kristal.ai
- X @kristal_ai

## Changes in the filing (last 12 months)

### June 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Kristal.ai (CRD 341175): Form ADV filing data as of October 2026.