# KOA Wealth Management, LLC

> KOA Wealth Management, LLC is an SEC-registered investment advisory firm in Encinitas, CA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 8, 2026.

- CRD: 297004
- Filed as: KOA WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Encinitas, CA
- Filing period: October 2026
- Form ADV filing dated: May 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/297004
- AdvisorCensus page: https://advisorcensus.com/firm/koa-wealth-management-llc-encinitas-ca-297004

## Quick answers

**How is KOA Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), KOA Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does KOA Wealth Management, LLC charge?**
Its Form ADV Part 2A brochure dated February 24, 2026 states: Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states); Flat fee: $500 to $50,000 (financial planning services); Hourly rate: $250 to $500 an hour (financial planning and/or consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is KOA Wealth Management, LLC located?**
KOA Wealth Management, LLC's principal office is in Encinitas, CA, according to its Form ADV.

**Is KOA Wealth Management, LLC registered with the SEC or a state?**
KOA Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 297004.

**How much does KOA Wealth Management, LLC manage?**
KOA Wealth Management, LLC reports $254,910,285 in regulatory assets under management in its Form ADV filing dated May 8, 2026 (95% discretionary).

**How have KOA Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for KOA Wealth Management, LLC: Regulatory assets under management: $151,061,607 in the October 2021 data and $254,910,285 in the October 2026 data, up 69%. Total employees: 4 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does KOA Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (98); high net worth individuals (62).

**Which custodians does KOA Wealth Management, LLC use?**
KOA Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does KOA Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/297004

**What changed in KOA Wealth Management, LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $231,100,804 to $254,910,285 (+10%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 24, 2026)

- Asset-based fee: up to 1.25% of assets a year (the maximum the brochure states)

> The annual fee will not exceed 1.25% of assets under management, and the specific fee to which a client is subject will be specified in the Investment Advisory Agreement signed by the client.

- Flat fee: $500 to $50,000 (financial planning services)

> These fees are negotiable, but range from $500 to $50,000 on a fixed fee basis and/or $250 - $500 on an hourly basis, depending upon the scope and complexity of the services

- Hourly rate: $250 to $500 an hour (financial planning and/or consulting services)

> These fees are negotiable, but range from $500 to $50,000 on a fixed fee basis and/or $250 - $500 on an hourly basis, depending upon the scope and complexity of the services

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $254,910,285
- Discretionary: $242,988,927
- Non-discretionary: $11,921,358

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 98 | $49,558,116 |
| High net worth individuals | 62 | $203,069,285 |
| Corporations or other businesses not listed above | Fewer than 5 | $2,282,884 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2020 (6 years)
- Employees: 6 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- koawealth.com
- Facebook @KoaWealthManagement
- LinkedIn @koawealthmanagement
- X @koawealthmgt
- YouTube @UC0cCVU9wIPNrznJuqNJQpMg

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $151,061,607 | 4 | April 5, 2021 |
| October 2022 | $176,013,418 | 5 | July 14, 2022 |
| October 2023 | $181,317,903 | 6 | March 14, 2023 |
| October 2024 | $214,225,530 | 6 | April 26, 2024 |
| October 2025 | $231,100,804 | 6 | July 24, 2025 |
| October 2026 | $254,910,285 | 6 | May 8, 2026 |

Regulatory assets under management: $151,061,607 in the October 2021 data and $254,910,285 in the October 2026 data, up 69%.
Total employees: 4 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $231,100,804 to $254,910,285 (+10%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. KOA Wealth Management, LLC (CRD 297004): Form ADV filing data as of October 2026.