# Klaas Financial Asset Advisors, LLC.

> Klaas Financial Asset Advisors, LLC. is an SEC-registered investment advisory firm in Loves Park, IL, registered since 2014, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated May 6, 2026.

- CRD: 121399
- Filed as: KLAAS FINANCIAL ASSET ADVISORS, LLC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Loves Park, IL
- Filing period: October 2026
- Form ADV filing dated: May 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/121399
- AdvisorCensus page: https://advisorcensus.com/firm/klaas-financial-asset-advisors-llc-loves-park-il-121399

## Quick answers

**How is Klaas Financial Asset Advisors, LLC. compensated?**
On its Form ADV (Item 5.E, October 2026), Klaas Financial Asset Advisors, LLC. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**How much does Klaas Financial Asset Advisors, LLC. charge?**
Its Form ADV Part 2A brochure dated May 6, 2026 states: Subscription: $275 a month (Comprehensive Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Klaas Financial Asset Advisors, LLC. located?**
Klaas Financial Asset Advisors, LLC.'s principal office is in Loves Park, IL, according to its Form ADV; the June 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Klaas Financial Asset Advisors, LLC. registered with the SEC or a state?**
Klaas Financial Asset Advisors, LLC. is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 121399.

**How much does Klaas Financial Asset Advisors, LLC. manage?**
Klaas Financial Asset Advisors, LLC. reports $758,100,000 in regulatory assets under management in its Form ADV filing dated May 6, 2026 (100% discretionary).

**How have Klaas Financial Asset Advisors, LLC.'s assets and staff changed since 2021?**
In the Form ADV data for Klaas Financial Asset Advisors, LLC.: Regulatory assets under management: $438,149,250 in the October 2021 data and $758,100,000 in the October 2026 data, up 73%. Total employees: 15 in October 2021 and 15 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Klaas Financial Asset Advisors, LLC. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (812); high net worth individuals (203).

**Which custodians does Klaas Financial Asset Advisors, LLC. use?**
Klaas Financial Asset Advisors, LLC.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Klaas Financial Asset Advisors, LLC. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/121399

**Does Klaas Financial Asset Advisors, LLC. state an account minimum?**
Its Form ADV Part 2A brochure dated May 6, 2026 says: "We do not impose a minimum investment account size to start and maintain an advisory relationship with us."

**What changed in Klaas Financial Asset Advisors, LLC.'s recent Form ADV filings?**
In the June 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated May 6, 2026)

- Account minimum: None

> We do not impose a minimum investment account size to start and maintain an advisory relationship with us.

- Subscription: $275 a month (Comprehensive Financial Planning Services)

> For Comprehensive Financial Planning Services, we charge a Program Fee of $275 per month for up to $1,500,000 of Investable Assets

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $758,100,000
- Discretionary: $758,100,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 812 | $365,400,000 |
| High net worth individuals | 203 | $391,500,000 |
| Charitable organizations | Fewer than 5 | $100,000 |
| Corporations or other businesses not listed above | Fewer than 5 | $1,100,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2014 (12 years)
- Employees: 15 total, 13 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CO, FL, IA, IL, IN, MD, MI, MN, MO, NC, NE, NM, TN, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the June 2026 filing
- Fitchburg, WI

### Websites listed on Form ADV (Item 1.I)
- klaasfinancial.com
- Facebook @KLAASFINANCIAL
- Instagram @KLAASFINANCIAL
- LinkedIn @2181268
- X @KLAASFINANCIAL
- YouTube @KLAAS0002

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $438,149,250 | 15 | March 16, 2021 |
| October 2022 | $521,569,705 | 14 | August 29, 2022 |
| October 2023 | $478,280,533 | 13 | September 1, 2023 |
| October 2024 | $568,629,779 | 13 | March 4, 2024 |
| October 2025 | $632,130,957 | 13 | March 28, 2025 |
| October 2026 | $758,100,000 | 15 | May 6, 2026 |

Regulatory assets under management: $438,149,250 in the October 2021 data and $758,100,000 in the October 2026 data, up 73%.
Total employees: 15 in October 2021 and 15 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 15 to 13.
- Regulatory assets under management went from $632,130,957 to $758,100,000 (+20%).

### February 2026
- Registered or notice-filed in MD.

### December 2025
- Employees performing advisory functions went from 12 to 15.
- Registered or notice-filed in IN, MO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Klaas Financial Asset Advisors, LLC. (CRD 121399): Form ADV filing data as of October 2026.