# Keystone Financial Services, LLC

> Keystone Financial Services, LLC is an SEC-registered investment advisory firm in Omaha, NE, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 27, 2026.

- CRD: 308397
- Filed as: KEYSTONE FINANCIAL SERVICES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Omaha, NE
- Filing period: October 2026
- Form ADV filing dated: April 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/308397
- AdvisorCensus page: https://advisorcensus.com/firm/keystone-financial-services-llc-omaha-ne-308397

## Quick answers

**How is Keystone Financial Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Keystone Financial Services, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Keystone Financial Services, LLC charge?**
Its Form ADV Part 2A brochure dated March 25, 2026 states: Flat fee: $2,500 (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Keystone Financial Services, LLC located?**
Keystone Financial Services, LLC's principal office is in Omaha, NE, according to its Form ADV.

**Is Keystone Financial Services, LLC registered with the SEC or a state?**
Keystone Financial Services, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 308397.

**How much does Keystone Financial Services, LLC manage?**
Keystone Financial Services, LLC reports $240,320,000 in regulatory assets under management in its Form ADV filing dated April 27, 2026 (100% discretionary).

**How have Keystone Financial Services, LLC's assets and staff changed since 2021?**
In the Form ADV data for Keystone Financial Services, LLC: Regulatory assets under management: $107,289,945 in the October 2021 data and $240,320,000 in the October 2026 data, up 124%. Total employees: 6 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Keystone Financial Services, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (998); high net worth individuals (30); corporations or other businesses not listed above (15).

**Which custodians does Keystone Financial Services, LLC use?**
Keystone Financial Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Keystone Financial Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/308397

**Does Keystone Financial Services, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 25, 2026 says: "Keystone generally does not impose a minimum relationship size."

**What changed in Keystone Financial Services, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 5 to 7. Regulatory assets under management went from $192,794,638 to $240,320,000 (+25%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Account minimum: None

> Keystone generally does not impose a minimum relationship size.

- Flat fee: $2,500 (financial planning services)

> Keystone offers financial planning services for a fixed engagement fee ranging up to $2,500. Fees may be negotiable based on the nature and complexity of the services to be provided

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $240,320,000
- Discretionary: $240,320,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 998 | $177,495,000 |
| High net worth individuals | 30 | $51,275,000 |
| Charitable organizations | Fewer than 5 | $1,980,000 |
| Corporations or other businesses not listed above | 15 | $9,570,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2021 (5 years)
- Employees: 11 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, GA, IA, KS, LA, MN, NE, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- keystonefinancialservice.com
- LinkedIn @keystonefinancialservicesomaha

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $107,289,945 | 6 | March 13, 2021 |
| October 2022 | $130,553,059 | 7 | July 1, 2022 |
| October 2023 | $133,000,000 | 7 | September 5, 2023 |
| October 2024 | $164,882,666 | 9 | May 31, 2024 |
| October 2025 | $192,794,638 | 9 | March 27, 2025 |
| October 2026 | $240,320,000 | 11 | April 27, 2026 |

Regulatory assets under management: $107,289,945 in the October 2021 data and $240,320,000 in the October 2026 data, up 124%.
Total employees: 6 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 5 to 7.
- Regulatory assets under management went from $192,794,638 to $240,320,000 (+25%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Keystone Financial Services, LLC (CRD 308397): Form ADV filing data as of October 2026.