# Keynote Financial Services, LLC

> Keynote Financial Services, LLC is an SEC-registered investment advisory firm in Vernon, CT, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 130384
- Filed as: KEYNOTE FINANCIAL SERVICES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Vernon, CT
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/130384
- AdvisorCensus page: https://advisorcensus.com/firm/keynote-financial-services-llc-vernon-ct-130384

## Quick answers

**How is Keynote Financial Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Keynote Financial Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Keynote Financial Services, LLC located?**
Keynote Financial Services, LLC's principal office is in Vernon, CT, according to its Form ADV.

**Is Keynote Financial Services, LLC registered with the SEC or a state?**
Keynote Financial Services, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 130384.

**How much does Keynote Financial Services, LLC manage?**
Keynote Financial Services, LLC reports $227,402,314 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary).

**How have Keynote Financial Services, LLC's assets and staff changed since 2022?**
In the Form ADV data for Keynote Financial Services, LLC: Regulatory assets under management: $131,998,446 in the October 2022 data and $227,402,314 in the October 2026 data, up 72%. Total employees: 2 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Keynote Financial Services, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (125); high net worth individuals (73); pension and profit sharing plans (but not the plan participants or government pension plans) (6).

**Which custodians does Keynote Financial Services, LLC use?**
Keynote Financial Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Keynote Financial Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/130384

**Does Keynote Financial Services, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 11, 2026 says: "The Firm does not impose any requirements on the minimum account size for opening or maintaining an account."

**What changed in Keynote Financial Services, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $182,036,340 to $227,402,314 (+25%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Account minimum: None

> The Firm does not impose any requirements on the minimum account size for opening or maintaining an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $227,402,314
- Discretionary: $227,402,314
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 125 | $27,641,171 |
| High net worth individuals | 73 | $187,103,131 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 6 | $10,052,132 |
| Charitable organizations | 4 | $2,555,636 |
| Corporations or other businesses not listed above | 1 | $50,244 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2022 (4 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, MA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- keynotefs.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $131,998,446 | 2 | September 23, 2022 |
| October 2023 | $134,423,294 | 2 | March 29, 2023 |
| October 2024 | $154,749,434 | 2 | March 20, 2024 |
| October 2025 | $182,036,340 | 2 | March 25, 2025 |
| October 2026 | $227,402,314 | 2 | March 11, 2026 |

Regulatory assets under management: $131,998,446 in the October 2022 data and $227,402,314 in the October 2026 data, up 72%.
Total employees: 2 in October 2022 and 2 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $182,036,340 to $227,402,314 (+25%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Keynote Financial Services, LLC (CRD 130384): Form ADV filing data as of October 2026.