# Kensington Financial Advisors LLC

> Kensington Financial Advisors LLC is an SEC-registered investment advisory firm in Roseland, NJ, registered since 2005, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 13, 2026.

- CRD: 136346
- Filed as: KENSINGTON FINANCIAL ADVISORS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Roseland, NJ
- Filing period: October 2026
- Form ADV filing dated: July 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/136346
- AdvisorCensus page: https://advisorcensus.com/firm/kensington-financial-advisors-llc-roseland-nj-136346

## Quick answers

**How is Kensington Financial Advisors LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Kensington Financial Advisors LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Kensington Financial Advisors LLC located?**
Kensington Financial Advisors LLC's principal office is in Roseland, NJ, according to its Form ADV.

**Is Kensington Financial Advisors LLC registered with the SEC or a state?**
Kensington Financial Advisors LLC is an SEC-registered investment advisory firm, registered since 2005. Status as filed: Approved. CRD 136346.

**How much does Kensington Financial Advisors LLC manage?**
Kensington Financial Advisors LLC reports $159,918,342 in regulatory assets under management in its Form ADV filing dated July 13, 2026 (100% discretionary).

**How have Kensington Financial Advisors LLC's assets and staff changed since 2021?**
In the Form ADV data for Kensington Financial Advisors LLC: Regulatory assets under management: $254,098,065 in the October 2021 data and $159,918,342 in the October 2026 data, down 37%. Total employees: 5 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Kensington Financial Advisors LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (49); high net worth individuals (42).

**Which custodians does Kensington Financial Advisors LLC use?**
Kensington Financial Advisors LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Kensington Financial Advisors LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/136346

**Does Kensington Financial Advisors LLC state an account minimum?**
Its Form ADV Part 2A brochure dated January 29, 2026 says: "For investment management services, we do not generally impose a minimum portfolio size, nor a minimum annual fee."

**What changed in Kensington Financial Advisors LLC's recent Form ADV filings?**
In the August 2026 filing data: Registered or notice-filed in NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 29, 2026)

- Account minimum: None

> For investment management services, we do not generally impose a minimum portfolio size, nor a minimum annual fee.

- Minimum annual fee: None

> For investment management services, we do not generally impose a minimum portfolio size, nor a minimum annual fee.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $159,918,342
- Discretionary: $159,149,783
- Non-discretionary: $768,559

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 49 | $14,799,161 |
| High net worth individuals | 42 | $144,615,608 |
| Charitable organizations | Fewer than 5 | $503,573 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other

### Firm details
- Registered since: 2005 (21 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NH, NJ, NY, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- kfinadvisors.com
- LinkedIn @kensington-financial-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $254,098,065 | 5 | March 4, 2021 |
| October 2022 | $295,446,153 | 2 | August 3, 2022 |
| October 2023 | $114,554,044 | 2 | April 27, 2023 |
| October 2024 | $130,036,368 | 2 | June 11, 2024 |
| October 2025 | $139,962,624 | 2 | February 5, 2025 |
| October 2026 | $159,918,342 | 2 | July 13, 2026 |

Regulatory assets under management: $254,098,065 in the October 2021 data and $159,918,342 in the October 2026 data, down 37%.
Total employees: 5 in October 2021 and 2 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Registered or notice-filed in NY.

### February 2026
- Regulatory assets under management went from $139,962,624 to $159,918,342 (+14%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Kensington Financial Advisors LLC (CRD 136346): Form ADV filing data as of October 2026.