# Kachkovsky & Fisher, Inc.

> Kachkovsky & Fisher, Inc. is an SEC-registered investment advisory firm in San Diego, CA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 117811
- Filed as: KACHKOVSKY & FISHER, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/117811
- AdvisorCensus page: https://advisorcensus.com/firm/kachkovsky-and-fisher-inc-san-diego-ca-117811

## Quick answers

**How is Kachkovsky & Fisher, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Kachkovsky & Fisher, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Kachkovsky & Fisher, Inc. charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Hourly rate: $250 an hour (plan development); Flat fee: up to $10,000 (financial planning and consulting services); Flat fee: $10,000 (all services listed above). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Kachkovsky & Fisher, Inc. located?**
Kachkovsky & Fisher, Inc.'s principal office is in San Diego, CA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Kachkovsky & Fisher, Inc. registered with the SEC or a state?**
Kachkovsky & Fisher, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 117811.

**How much does Kachkovsky & Fisher, Inc. manage?**
Kachkovsky & Fisher, Inc. reports $305,078,255 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (87% discretionary).

**How have Kachkovsky & Fisher, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Kachkovsky & Fisher, Inc.: Regulatory assets under management: $159,213,950 in the October 2021 data and $305,078,255 in the October 2026 data, up 92%. Total employees: 5 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Kachkovsky & Fisher, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (314); high net worth individuals (125); pension and profit sharing plans (but not the plan participants or government pension plans) (15).

**Which custodians does Kachkovsky & Fisher, Inc. use?**
Kachkovsky & Fisher, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Kachkovsky & Fisher, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/117811

**Does Kachkovsky & Fisher, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "K&F will typically require new clients to have a minimum of $500,000 to invest; however, K&F may make exceptions on a client by client basis."

**What changed in Kachkovsky & Fisher, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $244,465,739 to $305,078,255 (+25%). Registered or notice-filed in FL.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> K&F will typically require new clients to have a minimum of $500,000 to invest; however, K&F may make exceptions on a client by client basis.

- Hourly rate: $250 an hour (plan development)

> Hourly fees: Our hourly fee for plan development is $250 per hour.

- Flat fee: up to $10,000 (financial planning and consulting services)

> Fixed Fees: Our fixed fees are negotiable and will not exceed $10,000. Depending on circumstances, fees for financial planning and consulting services are offered to clients for small consulting projects.

- Flat fee: $10,000 (all services listed above)

> Fixed Fees: Our fixed fees are negotiable and will not exceed $10,000. Depending on circumstances, fees for financial planning and consulting services are offered to clients for small consulting projects.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $305,078,255
- Discretionary: $266,226,927
- Non-discretionary: $38,851,328

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 314 | $60,251,586 |
| High net worth individuals | 125 | $212,000,361 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 15 | $31,173,192 |
| Charitable organizations | 3 | $1,653,116 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2018 (7 years)
- Employees: 6 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, FL, IL, MA, MI, OR, TX, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Evergreen, CO

### Websites listed on Form ADV (Item 1.I)
- [kfria.com](https://kfria.com)
- Facebook @KachkovskyandFisher
- LinkedIn @kachkovsky-fisher-inc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $159,213,950 | 5 | March 29, 2021 |
| October 2022 | $205,861,233 | 5 | August 1, 2022 |
| October 2023 | $174,618,183 | 6 | February 22, 2023 |
| October 2024 | $211,494,673 | 6 | March 19, 2024 |
| October 2025 | $244,465,739 | 6 | February 26, 2025 |
| October 2026 | $305,078,255 | 6 | March 24, 2026 |

Regulatory assets under management: $159,213,950 in the October 2021 data and $305,078,255 in the October 2026 data, up 92%.
Total employees: 5 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $244,465,739 to $305,078,255 (+25%).
- Registered or notice-filed in FL.

### January 2026
- No longer registered or notice-filed in FL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Kachkovsky & Fisher, Inc. (CRD 117811): Form ADV filing data as of October 2026.