# Jones Kertz & Associates, Inc.

> Jones Kertz & Associates, Inc. is an SEC-registered investment advisory firm in Blaine, MN, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 4, 2026.

- CRD: 104976
- Filed as: JONES KERTZ & ASSOCIATES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Blaine, MN
- Filing period: October 2026
- Form ADV filing dated: March 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/104976
- AdvisorCensus page: https://advisorcensus.com/firm/jones-kertz-and-associates-inc-blaine-mn-104976

## Quick answers

**How is Jones Kertz & Associates, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Jones Kertz & Associates, Inc. reports these compensation arrangements: a percentage of assets under its management.

**How much does Jones Kertz & Associates, Inc. charge?**
Its Form ADV Part 2A brochure dated March 4, 2026 states: Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Jones Kertz & Associates, Inc. located?**
Jones Kertz & Associates, Inc.'s principal office is in Blaine, MN, according to its Form ADV.

**Is Jones Kertz & Associates, Inc. registered with the SEC or a state?**
Jones Kertz & Associates, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 104976.

**How much does Jones Kertz & Associates, Inc. manage?**
Jones Kertz & Associates, Inc. reports $239,207,535 in regulatory assets under management in its Form ADV filing dated March 4, 2026 (100% discretionary).

**How have Jones Kertz & Associates, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Jones Kertz & Associates, Inc.: Regulatory assets under management: $158,393,306 in the October 2021 data and $239,207,535 in the October 2026 data, up 51%. Total employees: 4 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Jones Kertz & Associates, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (35); individuals (other than high net worth individuals) (9).

**Which custodians does Jones Kertz & Associates, Inc. use?**
Jones Kertz & Associates, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC and Wells Fargo Clearing Services, LLC as custodians holding 10% or more of its separately managed account assets.

**Does Jones Kertz & Associates, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/104976

**Does Jones Kertz & Associates, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 4, 2026 says: "JKA’s minimum account size is $500,000, which may be waived for existing clients, for referrals from existing clients or at the Portfolio Manager’s discretion."

**What changed in Jones Kertz & Associates, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $206,174,804 to $239,207,535 (+16%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 4, 2026)

- Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it)

> JKA’s standard annual fee is based upon a percentage of assets under management and generally range from .5% to 2%. Fees may be prorated for each capital contribution or withdrawal made during the applicable calendar quarter

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> JKA’s minimum account size is $500,000, which may be waived for existing clients, for referrals from existing clients or at the Portfolio Manager’s discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC
- Wells Fargo Clearing Services, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $239,207,535
- Discretionary: $239,207,535
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 9 | $6,237,304 |
| High net worth individuals | 35 | $227,462,294 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $5,083,105 |
| Corporations or other businesses not listed above | Fewer than 5 | $424,832 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2018 (8 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, MN, OR, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $158,393,306 | 4 | July 12, 2021 |
| October 2022 | $193,442,225 | 4 | February 24, 2022 |
| October 2023 | $154,322,453 | 4 | May 15, 2023 |
| October 2024 | $181,499,661 | 4 | February 23, 2024 |
| October 2025 | $206,174,804 | 4 | February 19, 2025 |
| October 2026 | $239,207,535 | 4 | March 4, 2026 |

Regulatory assets under management: $158,393,306 in the October 2021 data and $239,207,535 in the October 2026 data, up 51%.
Total employees: 4 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $206,174,804 to $239,207,535 (+16%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Jones Kertz & Associates, Inc. (CRD 104976): Form ADV filing data as of October 2026.