# Joel Adams and Associates Inc.

> Joel Adams and Associates Inc. is an SEC-registered investment advisory firm in Asheville, NC, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 26, 2026.

- CRD: 319379
- Filed as: JOEL ADAMS AND ASSOCIATES INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Asheville, NC
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/319379
- AdvisorCensus page: https://advisorcensus.com/firm/joel-adams-and-associates-inc-asheville-nc-319379

## Quick answers

**How is Joel Adams and Associates Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Joel Adams and Associates Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Joel Adams and Associates Inc. charge?**
Its Form ADV Part 2A brochure dated February 26, 2026 states: Asset-based fee: 0.75% to 1.25% a year (a range, as the brochure states it); Hourly rate: $200 to $500 an hour (Financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Joel Adams and Associates Inc. located?**
Joel Adams and Associates Inc.'s principal office is in Asheville, NC, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Joel Adams and Associates Inc. registered with the SEC or a state?**
Joel Adams and Associates Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 319379.

**How much does Joel Adams and Associates Inc. manage?**
Joel Adams and Associates Inc. reports $305,575,796 in regulatory assets under management in its Form ADV filing dated February 26, 2026 (100% discretionary).

**How have Joel Adams and Associates Inc.'s assets and staff changed since 2022?**
In the Form ADV data for Joel Adams and Associates Inc.: Regulatory assets under management: $207,114,408 in the October 2022 data and $305,575,796 in the October 2026 data, up 48%. Total employees: 4 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Joel Adams and Associates Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (233); high net worth individuals (44); charitable organizations (7).

**Which custodians does Joel Adams and Associates Inc. use?**
Joel Adams and Associates Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Joel Adams and Associates Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/319379

**What changed in Joel Adams and Associates Inc.'s recent Form ADV filings?**
In the March 2026 filing data: Changed its office addresses in New York, NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 26, 2026)

- Asset-based fee: 0.75% to 1.25% a year (a range, as the brochure states it)

> Fees range from 0.75% to 1.25% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor.

- Hourly rate: $200 to $500 an hour (Financial planning services)

> Financial planning services may be included as part of an overall wealth management engagement and fee or contracted separately. Adams and Associates offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly fees range from $200 to $500 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $305,575,796
- Discretionary: $305,575,796
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 233 | $93,767,362 |
| High net worth individuals | 44 | $179,207,312 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $2,443,683 |
| Charitable organizations | 7 | $29,160,387 |
| Corporations or other businesses not listed above | Fewer than 5 | $997,052 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, LA, NC, NY, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- New York, NY

### Websites listed on Form ADV (Item 1.I)
- [joeladamsasheville.com](https://joeladamsasheville.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $207,114,408 | 4 | August 10, 2022 |
| October 2023 | $207,416,522 | 3 | January 17, 2023 |
| October 2024 | $244,444,899 | 3 | April 24, 2024 |
| October 2025 | $282,097,570 | 3 | January 28, 2025 |
| October 2026 | $305,575,796 | 3 | February 26, 2026 |

Regulatory assets under management: $207,114,408 in the October 2022 data and $305,575,796 in the October 2026 data, up 48%.
Total employees: 4 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Changed its office addresses in New York, NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Joel Adams and Associates Inc. (CRD 319379): Form ADV filing data as of October 2026.