{
  "crd_number": 124456,
  "slug": "jfr-financial-services-inc-trenton-mi-124456",
  "primary_business_name": "JFR FINANCIAL SERVICES, INC.",
  "legal_name": "JFR FINANCIAL SERVICES, INC.",
  "dbas": [],
  "city": "Trenton",
  "state": "MI",
  "country": "United States",
  "cbsa_code": "19820",
  "metro": {
    "cbsa_code": "19820",
    "common_name": "Detroit",
    "msa_name": "Detroit-Warren-Dearborn, MI",
    "path": "/advisors/mi/detroit"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2015-03-04",
  "years_registered": 11,
  "period": "2026-10-01",
  "filing_date": "2026-02-09",
  "carried_forward": false,
  "raum_total": 276643936.0,
  "raum_discretionary": 276643936.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 11,
  "advisory_employees": 2,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 0.0,
      "count": 0
    },
    "individuals": {
      "raum": 124980910.0,
      "count": 483
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 151663026.0,
      "count": 114
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 0.0,
      "count": null,
      "fewer_than_5": true
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "periodicals_newsletters",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "MI",
    "TX"
  ],
  "websites": [
    "https://jfrfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/124456",
  "city_as_filed": "TRENTON",
  "url": "https://advisorcensus.com/firm/jfr-financial-services-inc-trenton-mi-124456",
  "display_name": "JFR Financial Services, Inc.",
  "summary": "JFR Financial Services, Inc. is an SEC-registered investment advisory firm in Trenton, MI, registered since 2015, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 9, 2026.",
  "citation": "AdvisorCensus. JFR Financial Services, Inc. (CRD 124456): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Publication of periodicals or newsletters",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is JFR Financial Services, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), JFR Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does JFR Financial Services, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated February 9, 2026 states: Flat fee: $700 (Basic Financial Profile); Hourly rate: $75 an hour (Financial analysis); Hourly rate: $500 an hour (an experienced financial planner’s time). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is JFR Financial Services, Inc. located?",
      "a": "JFR Financial Services, Inc.'s principal office is in Trenton, MI, according to its Form ADV."
    },
    {
      "q": "Is JFR Financial Services, Inc. registered with the SEC or a state?",
      "a": "JFR Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 124456."
    },
    {
      "q": "How much does JFR Financial Services, Inc. manage?",
      "a": "JFR Financial Services, Inc. reports $276,643,936 in regulatory assets under management in its Form ADV filing dated February 9, 2026 (100% discretionary)."
    },
    {
      "q": "How have JFR Financial Services, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for JFR Financial Services, Inc.: Regulatory assets under management: $235,877,690 in the October 2021 data and $276,643,936 in the October 2026 data, up 17%. Total employees: 3 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does JFR Financial Services, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (483); high net worth individuals (114)."
    },
    {
      "q": "Which custodians does JFR Financial Services, Inc. use?",
      "a": "JFR Financial Services, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does JFR Financial Services, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/124456"
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 235877690.0,
      "total_employees": 3,
      "filing_date": "2021-02-16"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 252857264.0,
      "total_employees": 3,
      "filing_date": "2022-01-21"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 204740928.0,
      "total_employees": 3,
      "filing_date": "2023-01-18"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 226920424.0,
      "total_employees": 3,
      "filing_date": "2024-09-19"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 261875912.0,
      "total_employees": 9,
      "filing_date": "2025-01-02"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 276643936.0,
      "total_employees": 11,
      "filing_date": "2026-02-09"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 9, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $700 (Basic Financial Profile)",
      "Hourly rate: $75 an hour (Financial analysis)",
      "Hourly rate: $500 an hour (an experienced financial planner’s time)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $700 (Basic Financial Profile)"
        ],
        "quotes": [
          "Basic Financial Profile. Client has an approximate net  worth less than $75,000 and annual income under $35,000, Adviser will charge a fixed fee of $700."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $75 an hour (Financial analysis)"
        ],
        "quotes": [
          "Financial analysis billing rates start at $ 75 per hour while an experienced financial planner’s time is billed at $500 per hour."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $500 an hour (an experienced financial planner’s time)"
        ],
        "quotes": [
          "Financial analysis billing rates start at $ 75 per hour while an experienced financial planner’s time is billed at $500 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": 700.0,
          "min": null,
          "max": null,
          "period": "one_time",
          "service": "Basic Financial Profile"
        },
        {
          "kind": "hourly",
          "amount": 75.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Financial analysis"
        },
        {
          "kind": "hourly",
          "amount": 500.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "an experienced financial planner’s time"
        }
      ]
    },
    "quotes": [
      "Basic Financial Profile. Client has an approximate net  worth less than $75,000 and annual income under $35,000, Adviser will charge a fixed fee of $700.",
      "Financial analysis billing rates start at $ 75 per hour while an experienced financial planner’s time is billed at $500 per hour.",
      "Financial analysis billing rates start at $ 75 per hour while an experienced financial planner’s time is billed at $500 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/jfr-financial-services-inc-trenton-mi-124456.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 483,
      "fewer_than_5": false,
      "raum": 124980910.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 114,
      "fewer_than_5": false,
      "raum": 151663026.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/124456",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}