# J.K. Financial, Inc.

> J.K. Financial, Inc. is an SEC-registered investment advisory firm in Dallas, TX, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 19, 2026.

- CRD: 114929
- Filed as: J.K. FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Dallas, TX
- Filing period: October 2026
- Form ADV filing dated: February 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/114929
- AdvisorCensus page: https://advisorcensus.com/firm/j-k-financial-inc-dallas-tx-114929

## Quick answers

**How is J.K. Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), J.K. Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**What does J.K. Financial, Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated February 19, 2026 states: Asset-based fee: 0.5% to 1.75% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is J.K. Financial, Inc. located?**
J.K. Financial, Inc.'s principal office is in Dallas, TX, according to its Form ADV.

**Is J.K. Financial, Inc. registered with the SEC or a state?**
J.K. Financial, Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 114929.

**How much does J.K. Financial, Inc. manage?**
J.K. Financial, Inc. reports $195,811,000 in regulatory assets under management in its Form ADV filing dated February 19, 2026 (100% discretionary).

**How have J.K. Financial, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for J.K. Financial, Inc.: Regulatory assets under management: $165,300,000 in the October 2021 data and $195,811,000 in the October 2026 data, up 18%. Total employees: 4 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does J.K. Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (128); individuals (other than high net worth individuals) (5).

**Which custodians does J.K. Financial, Inc. use?**
J.K. Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does J.K. Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/114929

**Does J.K. Financial, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated February 19, 2026 says: "J.K. Financial generally requires a minimum relationship size of $1,000,000 to effectively implement its investment process, which may be waived at the Advisor’s sole discretion."

**What changed in J.K. Financial, Inc.'s recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $172,652,000 to $195,811,000 (+13%). Registered or notice-filed in VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated February 19, 2026)

- Asset-based fee: 0.5% to 1.75% a year (a range, as the brochure states it)

> Investment advisory fees range from 0.50% to 1.75% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor.

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> J.K. Financial generally requires a minimum relationship size of $1,000,000 to effectively implement its investment process, which may be waived at the Advisor’s sole discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $195,811,000
- Discretionary: $195,811,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 5 | $477,000 |
| High net worth individuals | 128 | $195,098,000 |
| Charitable organizations | Fewer than 5 | $236,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2019 (7 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- jkfinancialinc.com
- street-cents.com
- Facebook @JKFINANCIALINC
- LinkedIn @jkfinancialinc
- LinkedIn @donald-capone
- LinkedIn @johnkvale
- X @johnkvale
- X @utgrad2002

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $165,300,000 | 4 | March 10, 2021 |
| October 2022 | $168,700,000 | 4 | March 10, 2022 |
| October 2023 | $146,000,000 | 4 | March 8, 2023 |
| October 2024 | $157,918,000 | 3 | March 12, 2024 |
| October 2025 | $172,652,000 | 3 | February 3, 2025 |
| October 2026 | $195,811,000 | 3 | February 19, 2026 |

Regulatory assets under management: $165,300,000 in the October 2021 data and $195,811,000 in the October 2026 data, up 18%.
Total employees: 4 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $172,652,000 to $195,811,000 (+13%).
- Registered or notice-filed in VA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. J.K. Financial, Inc. (CRD 114929): Form ADV filing data as of October 2026.