{
  "crd_number": 284560,
  "slug": "isto-advisors-llc-troy-mi-284560",
  "primary_business_name": "ISTO ADVISORS, LLC",
  "legal_name": "ISTO ADVISORS, LLC",
  "dbas": [],
  "city": "Troy",
  "state": "MI",
  "country": "United States",
  "cbsa_code": "19820",
  "metro": {
    "cbsa_code": "19820",
    "common_name": "Detroit",
    "msa_name": "Detroit-Warren-Dearborn, MI",
    "path": "/advisors/mi/detroit"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2016-09-30",
  "years_registered": 10,
  "period": "2026-10-01",
  "filing_date": "2026-09-25",
  "carried_forward": false,
  "raum_total": 1064509671.0,
  "raum_discretionary": 999331677.0,
  "raum_non_discretionary": 65177994.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 27,
  "advisory_employees": 19,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 13088425.0,
      "count": 41
    },
    "individuals": {
      "raum": 50348958.0,
      "count": 114
    },
    "pension_profit_sharing": {
      "raum": 14921090.0,
      "count": 5
    },
    "high_net_worth_individuals": {
      "raum": 976971583.0,
      "count": 244
    },
    "corporations_other_businesses": {
      "raum": 9179615.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "FL",
    "IL",
    "IN",
    "LA",
    "MI",
    "MN",
    "NY",
    "TN",
    "TX",
    "WI"
  ],
  "websites": [
    "https://istoadvisors.com",
    "https://linkedin.com/company/isto-advisors"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/284560",
  "city_as_filed": "TROY",
  "url": "https://advisorcensus.com/firm/isto-advisors-llc-troy-mi-284560",
  "display_name": "Isto Advisors, LLC",
  "summary": "Isto Advisors, LLC is an SEC-registered investment advisory firm in Troy, MI, registered since 2016, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 25, 2026.",
  "citation": "AdvisorCensus. Isto Advisors, LLC (CRD 284560): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Isto Advisors, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Isto Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Isto Advisors, LLC located?",
      "a": "Isto Advisors, LLC's principal office is in Troy, MI, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Isto Advisors, LLC registered with the SEC or a state?",
      "a": "Isto Advisors, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 284560."
    },
    {
      "q": "How much does Isto Advisors, LLC manage?",
      "a": "Isto Advisors, LLC reports $1,064,509,671 in regulatory assets under management in its Form ADV filing dated September 25, 2026 (94% discretionary)."
    },
    {
      "q": "How have Isto Advisors, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Isto Advisors, LLC: Regulatory assets under management: $540,497,113 in the October 2021 data and $1,064,509,671 in the October 2026 data, up 97%. Total employees: 15 in October 2021 and 27 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Isto Advisors, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (244); individuals (other than high net worth individuals) (114); charitable organizations (41)."
    },
    {
      "q": "Which custodians does Isto Advisors, LLC use?",
      "a": "Isto Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Isto Advisors, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/284560"
    },
    {
      "q": "What changed in Isto Advisors, LLC's recent Form ADV filings?",
      "a": "In the October 2026 filing data: Registered or notice-filed in MN."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 540497113.0,
      "total_employees": 15,
      "filing_date": "2021-03-16"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 674445985.0,
      "total_employees": 15,
      "filing_date": "2022-02-28"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 641139569.0,
      "total_employees": 21,
      "filing_date": "2023-09-19"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 765669160.0,
      "total_employees": 21,
      "filing_date": "2024-03-27"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 871638436.0,
      "total_employees": 23,
      "filing_date": "2025-06-27"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1064509671.0,
      "total_employees": 27,
      "filing_date": "2026-09-25"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Registered or notice-filed in MN."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 18 to 19.",
        "Regulatory assets under management went from $871,638,436 to $1,064,509,671 (+22%)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in LA."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/isto-advisors-llc-troy-mi-284560.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 114,
      "fewer_than_5": false,
      "raum": 50348958.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 244,
      "fewer_than_5": false,
      "raum": 976971583.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 5,
      "fewer_than_5": false,
      "raum": 14921090.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 41,
      "fewer_than_5": false,
      "raum": 13088425.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 9179615.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/284560",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}