# IRA Group, Inc.

> IRA Group, Inc. is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2009, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 126246
- Filed as: IRA GROUP, INC.
- Legal name: Investment Research & Advisory Group, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Atlanta, GA
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/126246
- AdvisorCensus page: https://advisorcensus.com/firm/ira-group-inc-atlanta-ga-126246

## Quick answers

**How is IRA Group, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), IRA Group, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other.

**How much does IRA Group, Inc. charge?**
Its Form ADV Part 2A brochure dated March 11, 2026 states: Up to $2,500,000: 0.9% a year; $2,500,000 to $5,000,000: 0.75% a year; $5,000,000 to $10,000,000: 0.5% a year; $10,000,000 to $20,000,000: 0.45% a year; Above $20,000,000: 0.4% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is IRA Group, Inc. located?**
IRA Group, Inc.'s principal office is in Atlanta, GA, according to its Form ADV.

**Is IRA Group, Inc. registered with the SEC or a state?**
IRA Group, Inc. is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 126246.

**How much does IRA Group, Inc. manage?**
IRA Group, Inc. reports $15,416,741,614 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (7% discretionary).

**How have IRA Group, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for IRA Group, Inc.: Regulatory assets under management: $7,620,749,433 in the October 2021 data and $15,416,741,614 in the October 2026 data, up 102%. Total employees: 11 in October 2021 and 19 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does IRA Group, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (103); individuals (other than high net worth individuals) (89); pension and profit sharing plans (but not the plan participants or government pension plans) (85).

**Which custodians does IRA Group, Inc. use?**
IRA Group, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Distributors Company LLC as a custodian holding 10% or more of its separately managed account assets.

**Does IRA Group, Inc. report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126246

**Does IRA Group, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 11, 2026 says: "The minimum account size for private client engagements is $1 million." "IRA Group has the discretion to waive the minimum account size for private clients."

**What changed in IRA Group, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 16 to 18. Regulatory assets under management went from $13,197,612,044 to $15,416,741,614 (+17%). Registered or notice-filed in OH. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Up to $2,500,000: 0.9% a year
- $2,500,000 to $5,000,000: 0.75% a year
- $5,000,000 to $10,000,000: 0.5% a year
- $10,000,000 to $20,000,000: 0.45% a year
- Above $20,000,000: 0.4% a year

> The fees for IRA Group’s private client services are assessed as a percentage of assets under management. The billing tier is calculated by aggregating the value of all accounts within a client billing group, which are accounts related to a client.

> on the first $ 2,500,000 0.90% on the next $ 2,500,000 0.75% on the next $ 5,000,000 0.50% on the next $ 10,000,000 0.45% Above $ 20,000,000 0.40%

> Fees are negotiable.

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> The minimum account size for private client engagements is $1 million.

> IRA Group has the discretion to waive the minimum account size for private clients.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $15,416,741,614
- Discretionary: $1,055,080,626
- Non-discretionary: $14,361,660,988

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 89 | $36,980,203 |
| High net worth individuals | 103 | $600,386,079 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 85 | $13,841,768,801 |
| Charitable organizations | 5 | $51,552,120 |
| State or municipal government entities (including government pension plans) | Fewer than 5 | $287,942,819 |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | Fewer than 5 | $7,909,891 |
| Other | 20 | $590,201,701 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2009 (16 years)
- Employees: 19 total, 18 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, FL, GA, LA, NC, NY, OH, SC, TN, TX, VA
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126246

### Websites listed on Form ADV (Item 1.I)
- iragroup.com
- LinkedIn @iragroup

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $7,620,749,433 | 11 | March 30, 2021 |
| October 2022 | $9,847,736,267 | 15 | March 29, 2022 |
| October 2023 | $9,075,041,999 | 16 | March 16, 2023 |
| October 2024 | $11,497,961,224 | 16 | March 19, 2024 |
| October 2025 | $13,197,612,044 | 17 | February 24, 2025 |
| October 2026 | $15,416,741,614 | 19 | March 11, 2026 |

Regulatory assets under management: $7,620,749,433 in the October 2021 data and $15,416,741,614 in the October 2026 data, up 102%.
Total employees: 11 in October 2021 and 19 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 16 to 18.
- Regulatory assets under management went from $13,197,612,044 to $15,416,741,614 (+17%).
- Registered or notice-filed in OH.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. IRA Group, Inc. (CRD 126246): Form ADV filing data as of October 2026.