{
  "crd_number": 126246,
  "slug": "ira-group-inc-atlanta-ga-126246",
  "primary_business_name": "IRA GROUP, INC.",
  "legal_name": "INVESTMENT RESEARCH & ADVISORY GROUP, INC.",
  "dbas": [],
  "city": "Atlanta",
  "state": "GA",
  "country": "United States",
  "cbsa_code": "12060",
  "metro": {
    "cbsa_code": "12060",
    "common_name": "Atlanta",
    "msa_name": "Atlanta-Sandy Springs-Roswell, GA",
    "path": "/advisors/ga/atlanta"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2009-10-02",
  "years_registered": 16,
  "period": "2026-10-01",
  "filing_date": "2026-03-11",
  "carried_forward": false,
  "raum_total": 15416741614.0,
  "raum_discretionary": 1055080626.0,
  "raum_non_discretionary": 14361660988.0,
  "raum_band": "over_5b",
  "raum_band_label": "Over $5 billion",
  "total_employees": 19,
  "advisory_employees": 18,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "other": {
      "raum": 590201701.0,
      "count": 20,
      "description": "457, 403B, DC NQ AND ESOP"
    },
    "charitable": {
      "raum": 51552120.0,
      "count": 5
    },
    "individuals": {
      "raum": 36980203.0,
      "count": 89
    },
    "banking_thrift": {
      "raum": null,
      "count": 0
    },
    "state_municipal": {
      "raum": 287942819.0,
      "count": 0,
      "fewer_than_5": true
    },
    "insurance_companies": {
      "raum": null,
      "count": 0
    },
    "investment_companies": {
      "raum": null,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 13841768801.0,
      "count": 85
    },
    "other_investment_advisers": {
      "raum": null,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 600386079.0,
      "count": 103
    },
    "pooled_investment_vehicles": {
      "raum": null,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 7909891.0,
      "count": 0,
      "fewer_than_5": true
    },
    "business_development_companies": {
      "raum": null,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": null,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "other",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "AL",
    "FL",
    "GA",
    "LA",
    "NC",
    "NY",
    "OH",
    "SC",
    "TN",
    "TX",
    "VA"
  ],
  "websites": [
    "https://iragroup.com",
    "https://linkedin.com/company/iragroup"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/126246",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "ATLANTA",
  "url": "https://advisorcensus.com/firm/ira-group-inc-atlanta-ga-126246",
  "display_name": "IRA Group, Inc.",
  "summary": "IRA Group, Inc. is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2009, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated March 11, 2026.",
  "citation": "AdvisorCensus. IRA Group, Inc. (CRD 126246): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is IRA Group, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), IRA Group, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other."
    },
    {
      "q": "How much does IRA Group, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 11, 2026 states: Up to $2,500,000: 0.9% a year; $2,500,000 to $5,000,000: 0.75% a year; $5,000,000 to $10,000,000: 0.5% a year; $10,000,000 to $20,000,000: 0.45% a year; Above $20,000,000: 0.4% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is IRA Group, Inc. located?",
      "a": "IRA Group, Inc.'s principal office is in Atlanta, GA, according to its Form ADV."
    },
    {
      "q": "Is IRA Group, Inc. registered with the SEC or a state?",
      "a": "IRA Group, Inc. is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 126246."
    },
    {
      "q": "How much does IRA Group, Inc. manage?",
      "a": "IRA Group, Inc. reports $15,416,741,614 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (7% discretionary)."
    },
    {
      "q": "How have IRA Group, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for IRA Group, Inc.: Regulatory assets under management: $7,620,749,433 in the October 2021 data and $15,416,741,614 in the October 2026 data, up 102%. Total employees: 11 in October 2021 and 19 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does IRA Group, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (103); individuals (other than high net worth individuals) (89); pension and profit sharing plans (but not the plan participants or government pension plans) (85)."
    },
    {
      "q": "Which custodians does IRA Group, Inc. use?",
      "a": "IRA Group, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Distributors Company LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does IRA Group, Inc. report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126246"
    },
    {
      "q": "Does IRA Group, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 11, 2026 says: \"The minimum account size for private client engagements is $1 million.\" \"IRA Group has the discretion to waive the minimum account size for private clients.\""
    },
    {
      "q": "What changed in IRA Group, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 16 to 18. Regulatory assets under management went from $13,197,612,044 to $15,416,741,614 (+17%). Registered or notice-filed in OH. Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 7620749433.0,
      "total_employees": 11,
      "filing_date": "2021-03-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 9847736267.0,
      "total_employees": 15,
      "filing_date": "2022-03-29"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 9075041999.0,
      "total_employees": 16,
      "filing_date": "2023-03-16"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 11497961224.0,
      "total_employees": 16,
      "filing_date": "2024-03-19"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 13197612044.0,
      "total_employees": 17,
      "filing_date": "2025-02-24"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 15416741614.0,
      "total_employees": 19,
      "filing_date": "2026-03-11"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 16 to 18.",
        "Regulatory assets under management went from $13,197,612,044 to $15,416,741,614 (+17%).",
        "Registered or notice-filed in OH.",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 11, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $2,500,000",
        "rate": "0.9%"
      },
      {
        "band": "$2,500,000 to $5,000,000",
        "rate": "0.75%"
      },
      {
        "band": "$5,000,000 to $10,000,000",
        "rate": "0.5%"
      },
      {
        "band": "$10,000,000 to $20,000,000",
        "rate": "0.45%"
      },
      {
        "band": "Above $20,000,000",
        "rate": "0.4%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$1,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $2,500,000: 0.9% a year",
          "$2,500,000 to $5,000,000: 0.75% a year",
          "$5,000,000 to $10,000,000: 0.5% a year",
          "$10,000,000 to $20,000,000: 0.45% a year",
          "Above $20,000,000: 0.4% a year"
        ],
        "quotes": [
          "The fees for IRA Group’s private client services are assessed as a percentage of assets under management. The billing tier is calculated by aggregating the value of all accounts within a client billing group, which are accounts related to a client.",
          "on the first     $ 2,500,000  0.90%\non the next     $ 2,500,000  0.75%\non the next     $ 5,000,000  0.50%\non the next     $ 10,000,000  0.45%\nAbove   $ 20,000,000  0.40%",
          "Fees are negotiable."
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "The minimum account size for private client engagements is $1 million.",
          "IRA Group has the discretion to waive the minimum account size for private clients."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 2500000.0,
          "rate_pct": 0.9
        },
        {
          "min": 2500000.0,
          "max": 5000000.0,
          "rate_pct": 0.75
        },
        {
          "min": 5000000.0,
          "max": 10000000.0,
          "rate_pct": 0.5
        },
        {
          "min": 10000000.0,
          "max": 20000000.0,
          "rate_pct": 0.45
        },
        {
          "min": 20000000.0,
          "max": null,
          "rate_pct": 0.4
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 1000000.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "The fees for IRA Group’s private client services are assessed as a percentage of assets under management. The billing tier is calculated by aggregating the value of all accounts within a client billing group, which are accounts related to a client.",
      "on the first     $ 2,500,000  0.90%\non the next     $ 2,500,000  0.75%\non the next     $ 5,000,000  0.50%\non the next     $ 10,000,000  0.45%\nAbove   $ 20,000,000  0.40%",
      "Fees are negotiable.",
      "The minimum account size for private client engagements is $1 million.",
      "IRA Group has the discretion to waive the minimum account size for private clients."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Fidelity Distributors Company LLC",
      "name_as_filed": "FIDELITY DISTRIBUTORS COMPANY LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/ira-group-inc-atlanta-ga-126246.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 89,
      "fewer_than_5": false,
      "raum": 36980203.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 103,
      "fewer_than_5": false,
      "raum": 600386079.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 85,
      "fewer_than_5": false,
      "raum": 13841768801.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 5,
      "fewer_than_5": false,
      "raum": 51552120.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": true,
      "raum": 287942819.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 0,
      "fewer_than_5": true,
      "raum": 7909891.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 20,
      "fewer_than_5": false,
      "raum": 590201701.0
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/126246",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}