# Investments & Financial Planning, LLC

> Investments & Financial Planning, LLC is an SEC-registered investment advisory firm in Lexington, KY, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 27, 2026.

- CRD: 164333
- Filed as: INVESTMENTS & FINANCIAL PLANNING, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lexington, KY
- Filing period: October 2026
- Form ADV filing dated: February 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/164333
- AdvisorCensus page: https://advisorcensus.com/firm/investments-and-financial-planning-llc-lexington-ky-164333

## Quick answers

**How is Investments & Financial Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Investments & Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Investments & Financial Planning, LLC located?**
Investments & Financial Planning, LLC's principal office is in Lexington, KY, according to its Form ADV; the March 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Investments & Financial Planning, LLC registered with the SEC or a state?**
Investments & Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 164333.

**How much does Investments & Financial Planning, LLC manage?**
Investments & Financial Planning, LLC reports $318,664,226 in regulatory assets under management in its Form ADV filing dated February 27, 2026 (100% discretionary).

**How have Investments & Financial Planning, LLC's assets and staff changed since 2021?**
In the Form ADV data for Investments & Financial Planning, LLC: Regulatory assets under management: $159,084,523 in the October 2021 data and $318,664,226 in the October 2026 data, up 100%. Total employees: 6 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Investments & Financial Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (696); high net worth individuals (54); charitable organizations (1).

**Which custodians does Investments & Financial Planning, LLC use?**
Investments & Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Investments & Financial Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/164333

**Does Investments & Financial Planning, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 27, 2026 says: "In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we will recommend terminating your account with us if we believe your account is too small to be managed by us effectively."

**What changed in Investments & Financial Planning, LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $278,443,881 to $318,664,226 (+14%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 27, 2026)

- Account minimum: None

> In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we will recommend terminating your account with us if we believe your account is too small to be managed by us effectively.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $318,664,226
- Discretionary: $318,664,226
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 696 | $236,176,550 |
| High net worth individuals | 54 | $81,596,069 |
| Charitable organizations | 1 | $891,607 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2020 (6 years)
- Employees: 6 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: KY, LA, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Lexington, KY

### Websites listed on Form ADV (Item 1.I)
- investfp.com
- Facebook @Investmentsfinancialplanning
- LinkedIn @david-b-short-b6a85862
- LinkedIn @j-eric-mullins-16655777

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $159,084,523 | 6 | July 7, 2021 |
| October 2022 | $223,016,793 | 5 | March 14, 2022 |
| October 2023 | $198,035,900 | 5 | September 5, 2023 |
| October 2024 | $241,444,815 | 5 | May 31, 2024 |
| October 2025 | $278,443,881 | 6 | February 24, 2025 |
| October 2026 | $318,664,226 | 6 | February 27, 2026 |

Regulatory assets under management: $159,084,523 in the October 2021 data and $318,664,226 in the October 2026 data, up 100%.
Total employees: 6 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $278,443,881 to $318,664,226 (+14%).

### December 2025
- Registered or notice-filed in LA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Investments & Financial Planning, LLC (CRD 164333): Form ADV filing data as of October 2026.