{
  "crd_number": 311243,
  "slug": "invested-advisors-state-college-pa-311243",
  "primary_business_name": "INVESTED ADVISORS",
  "legal_name": "KRISTEN E. COOMBS LLC",
  "dbas": [
    "INVESTED ADVISORS"
  ],
  "city": "State College",
  "state": "PA",
  "country": "United States",
  "cbsa_code": "44300",
  "metro": {
    "cbsa_code": "44300",
    "common_name": "State College",
    "msa_name": "State College, PA",
    "path": "/advisors/pa/state-college"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2020-11-12",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-05-13",
  "carried_forward": false,
  "raum_total": 268278361.0,
  "raum_discretionary": 240414184.0,
  "raum_non_discretionary": 27864177.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 2,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 1857828.0,
      "count": 2
    },
    "individuals": {
      "raum": 46054178.0,
      "count": 204
    },
    "pension_profit_sharing": {
      "raum": 44471411.0,
      "count": 15
    },
    "high_net_worth_individuals": {
      "raum": 175894944.0,
      "count": 62
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "MD",
    "NC",
    "NH",
    "PA",
    "TN",
    "TX"
  ],
  "websites": [
    "https://facebook.com/people/InVested-Advisors/61574486905132",
    "https://instagram.com/invested_advisors",
    "https://linkedin.com/company/weareinvested",
    "https://weareinvested.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/311243",
  "city_as_filed": "STATE COLLEGE",
  "url": "https://advisorcensus.com/firm/invested-advisors-state-college-pa-311243",
  "display_name": "Invested Advisors",
  "summary": "Invested Advisors is an SEC-registered investment advisory firm in State College, PA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 13, 2026.",
  "citation": "AdvisorCensus. Invested Advisors (CRD 311243): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Invested Advisors compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Invested Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Invested Advisors charge?",
      "a": "Its Form ADV Part 2A brochure dated May 13, 2026 states: Hourly rate: $250 to $500 an hour (financial planning services); Flat fee: $350 (tax return preparation services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Invested Advisors located?",
      "a": "Invested Advisors' principal office is in State College, PA, according to its Form ADV."
    },
    {
      "q": "Is Invested Advisors registered with the SEC or a state?",
      "a": "Invested Advisors is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 311243."
    },
    {
      "q": "How much does Invested Advisors manage?",
      "a": "Invested Advisors reports $268,278,361 in regulatory assets under management in its Form ADV filing dated May 13, 2026 (90% discretionary)."
    },
    {
      "q": "How have Invested Advisors' assets and staff changed since 2021?",
      "a": "In the Form ADV data for Invested Advisors: Regulatory assets under management: $155,877,987 in the October 2021 data and $268,278,361 in the October 2026 data, up 72%. Total employees: 5 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Invested Advisors serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (204); high net worth individuals (62); pension and profit sharing plans (but not the plan participants or government pension plans) (15)."
    },
    {
      "q": "Which custodians does Invested Advisors use?",
      "a": "Invested Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Capital Client Group, Inc. and Fidelity Institutional Wealth Services as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Invested Advisors report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/311243"
    },
    {
      "q": "Does Invested Advisors state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated May 13, 2026 says: \"InVested requires each Client to place at least $500,000 with the firm. This minimum may be waived in the discretion of InVested.\""
    },
    {
      "q": "What changed in Invested Advisors' recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $226,182,547 to $268,278,361 (+19%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 155877987.0,
      "total_employees": 5,
      "filing_date": "2021-03-23"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 194576201.0,
      "total_employees": 5,
      "filing_date": "2022-07-18"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 167913275.0,
      "total_employees": 6,
      "filing_date": "2023-06-28"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 190685149.0,
      "total_employees": 4,
      "filing_date": "2024-02-09"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 226182547.0,
      "total_employees": 5,
      "filing_date": "2025-03-18"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 268278361.0,
      "total_employees": 5,
      "filing_date": "2026-05-13"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $226,182,547 to $268,278,361 (+19%)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in MD."
      ]
    },
    {
      "period": "2025-11-01",
      "period_label": "November 2025",
      "notes": [
        "Added the business name Invested Advisors."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated May 13, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 to $500 an hour (financial planning services)",
      "Flat fee: $350 (tax return preparation services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "InVested requires each Client to place at least $500,000 with the firm. This minimum may be waived in the discretion of InVested."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 to $500 an hour (financial planning services)"
        ],
        "quotes": [
          "InVested offers financial planning services on an hourly basis ranging from $250 to $500 per hour or at a fixed fee ranging from $1,000 to $5,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $350 (tax return preparation services)"
        ],
        "quotes": [
          "If a client chooses to engage InVested to prepare their tax return, it will be a one-time fee of $350 which can be paid by check."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 500000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 250.0,
          "max": 500.0,
          "period": "hour",
          "service": "financial planning services"
        },
        {
          "kind": "flat",
          "amount": 350.0,
          "min": null,
          "max": null,
          "period": "one_time",
          "service": "tax return preparation services"
        }
      ]
    },
    "quotes": [
      "InVested requires each Client to place at least $500,000 with the firm. This minimum may be waived in the discretion of InVested.",
      "InVested offers financial planning services on an hourly basis ranging from $250 to $500 per hour or at a fixed fee ranging from $1,000 to $5,000.",
      "If a client chooses to engage InVested to prepare their tax return, it will be a one-time fee of $350 which can be paid by check."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Capital Client Group, Inc.",
      "name_as_filed": "CAPITAL CLIENT GROUP, INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Institutional Wealth Services",
      "name_as_filed": "FIDELITY INSTITUTIONAL WEALTH SERVICES",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/invested-advisors-state-college-pa-311243.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 204,
      "fewer_than_5": false,
      "raum": 46054178.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 62,
      "fewer_than_5": false,
      "raum": 175894944.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 15,
      "fewer_than_5": false,
      "raum": 44471411.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 2,
      "fewer_than_5": false,
      "raum": 1857828.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/311243",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}