# Invest Capital Partners

> Invest Capital Partners is an SEC-registered investment advisory firm in Springboro, OH, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 5, 2026.

- CRD: 287987
- Filed as: INVEST CAPITAL PARTNERS
- Legal name: Invest Capital Partners, Co.
- Also doing business as: INERTIA WEALTH MANAGEMENT, MERTEN CAPITAL, MIDWESTERN WEALTH MANAGEMENT, RIVERVIEW ACCOUNTING & ADVISORY, CO.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Springboro, OH
- Filing period: October 2026
- Form ADV filing dated: January 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/287987
- AdvisorCensus page: https://advisorcensus.com/firm/invest-capital-partners-springboro-oh-287987

## Quick answers

**How is Invest Capital Partners compensated?**
On its Form ADV (Item 5.E, October 2026), Invest Capital Partners reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Invest Capital Partners located?**
Invest Capital Partners' principal office is in Springboro, OH, according to its Form ADV; the February 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Invest Capital Partners registered with the SEC or a state?**
Invest Capital Partners is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 287987.

**How much does Invest Capital Partners manage?**
Invest Capital Partners reports $271,883,275 in regulatory assets under management in its Form ADV filing dated January 5, 2026 (91% discretionary).

**How have Invest Capital Partners' assets and staff changed since 2021?**
In the Form ADV data for Invest Capital Partners: Regulatory assets under management: $145,325,488 in the October 2021 data and $271,883,275 in the October 2026 data, up 87%. Total employees: 10 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Invest Capital Partners serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (554); high net worth individuals (93); corporations or other businesses not listed above (10).

**Which custodians does Invest Capital Partners use?**
Invest Capital Partners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Raymond James & Associates, Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Invest Capital Partners report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/287987

**Does Invest Capital Partners state an account minimum?**
Its Form ADV Part 2A brochure dated January 5, 2026 says: "In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we have the right not to accept an account and/or terminate an account if it falls below a size which, in our sole opinion, is too small to manage effectively."

**What changed in Invest Capital Partners' recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $229,325,324 to $271,883,275 (+19%). Registered or notice-filed in NC, VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 5, 2026)

- Account minimum: None

> In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we have the right not to accept an account and/or terminate an account if it falls below a size which, in our sole opinion, is too small to manage effectively.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $271,883,275
- Discretionary: $247,308,023
- Non-discretionary: $24,575,252

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 554 | $110,975,451 |
| High net worth individuals | 93 | $139,593,629 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 4 | $4,532,513 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 10 | $16,781,682 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Educational seminars/workshops

### Firm details
- Registered since: 2017 (9 years)
- Employees: 13 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AZ, CA, FL, IL, IN, MI, MN, NC, OH, SC, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the February 2026 filing
- Dayton, OH
- Granville, OH
- Liberty Township, OH

### Websites listed on Form ADV (Item 1.I)
- inertiawm.com
- mertencapital.com
- mwm.financial
- mwmrj.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $145,325,488 | 10 | March 31, 2021 |
| October 2022 | $177,512,570 | 10 | March 31, 2022 |
| October 2023 | $130,233,012 | 7 | January 18, 2023 |
| October 2024 | $144,477,332 | 9 | July 10, 2024 |
| October 2025 | $229,325,324 | 11 | January 7, 2025 |
| October 2026 | $271,883,275 | 13 | January 5, 2026 |

Regulatory assets under management: $145,325,488 in the October 2021 data and $271,883,275 in the October 2026 data, up 87%.
Total employees: 10 in October 2021 and 13 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $229,325,324 to $271,883,275 (+19%).
- Registered or notice-filed in NC, VA.

### January 2026
- No longer registered or notice-filed in NC, VA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Invest Capital Partners (CRD 287987): Form ADV filing data as of October 2026.