{
  "crd_number": 19475,
  "slug": "intercarolina-financial-services-inc-greensboro-nc-19475",
  "primary_business_name": "INTERCAROLINA FINANCIAL SERVICES, INC.",
  "legal_name": "INTERCAROLINA FINANCIAL SERVICES, INC.",
  "dbas": [],
  "city": "Greensboro",
  "state": "NC",
  "country": "United States",
  "cbsa_code": "24660",
  "metro": {
    "cbsa_code": "24660",
    "common_name": "Greensboro",
    "msa_name": "Greensboro-High Point, NC",
    "path": "/advisors/nc/greensboro"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-05-28",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-09-30",
  "carried_forward": false,
  "raum_total": 85370900.0,
  "raum_discretionary": 10880900.0,
  "raum_non_discretionary": 74490000.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 29,
  "advisory_employees": 9,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 74490000.0,
      "count": 258
    },
    "high_net_worth_individuals": {
      "raum": 10880900.0,
      "count": 13
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "CA",
    "FL",
    "GA",
    "IL",
    "KY",
    "MA",
    "MN",
    "NC",
    "ND",
    "NV",
    "SC",
    "SD",
    "TX",
    "VA",
    "WA"
  ],
  "websites": [
    "https://intercarolina.net"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/19475",
  "disclosure_items": [
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    }
  ],
  "city_as_filed": "GREENSBORO",
  "url": "https://advisorcensus.com/firm/intercarolina-financial-services-inc-greensboro-nc-19475",
  "display_name": "Intercarolina Financial Services, Inc.",
  "summary": "Intercarolina Financial Services, Inc. is an SEC-registered investment advisory firm in Greensboro, NC, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 30, 2026.",
  "citation": "AdvisorCensus. Intercarolina Financial Services, Inc. (CRD 19475): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Intercarolina Financial Services, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Intercarolina Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Intercarolina Financial Services, Inc. located?",
      "a": "Intercarolina Financial Services, Inc.'s principal office is in Greensboro, NC, according to its Form ADV; the October 2026 filing also lists 9 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Intercarolina Financial Services, Inc. registered with the SEC or a state?",
      "a": "Intercarolina Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 19475."
    },
    {
      "q": "How much does Intercarolina Financial Services, Inc. manage?",
      "a": "Intercarolina Financial Services, Inc. reports $85,370,900 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (13% discretionary)."
    },
    {
      "q": "How have Intercarolina Financial Services, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Intercarolina Financial Services, Inc.: Regulatory assets under management: $105,429,861 in the October 2021 data and $85,370,900 in the October 2026 data, down 19%. Total employees: 11 in October 2021 and 29 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Intercarolina Financial Services, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (258); high net worth individuals (13)."
    },
    {
      "q": "Does Intercarolina Financial Services, Inc. report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.E(2) (self-regulatory organization's finding of a rule violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/19475"
    },
    {
      "q": "What changed in Intercarolina Financial Services, Inc.'s recent Form ADV filings?",
      "a": "In the May 2026 filing data: Its Item 11 disclosure answers changed. Employees performing advisory functions went from 10 to 9. Regulatory assets under management went from $130,750,464 to $85,370,900 (-35%). Added an office in Sandy Springs, GA. Registered or notice-filed in IL, VA, WA."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 105429861.0,
      "total_employees": 11,
      "filing_date": "2021-07-29"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 112267206.0,
      "total_employees": 13,
      "filing_date": "2022-05-06"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 100407396.0,
      "total_employees": 13,
      "filing_date": "2023-07-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 129656189.0,
      "total_employees": 14,
      "filing_date": "2024-03-22"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 130750464.0,
      "total_employees": 14,
      "filing_date": "2025-03-25"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 85370900.0,
      "total_employees": 29,
      "filing_date": "2026-09-30"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Its Item 11 disclosure answers changed.",
        "Employees performing advisory functions went from 10 to 9.",
        "Regulatory assets under management went from $130,750,464 to $85,370,900 (-35%).",
        "Added an office in Sandy Springs, GA.",
        "Registered or notice-filed in IL, VA, WA."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/intercarolina-financial-services-inc-greensboro-nc-19475.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 258,
      "fewer_than_5": false,
      "raum": 74490000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 13,
      "fewer_than_5": false,
      "raum": 10880900.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/19475",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}