{
  "crd_number": 112518,
  "slug": "integrated-benefits-incorporated-112518",
  "primary_business_name": "INTEGRATED BENEFITS, INCORPORATED",
  "legal_name": "INTEGRATED BENEFITS, INCORPORATED",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2025-04-14",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-10-01",
  "carried_forward": false,
  "raum_total": 101291369.0,
  "raum_discretionary": 81209753.0,
  "raum_non_discretionary": 20081616.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 2,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 53427609.0,
      "count": 125
    },
    "pension_profit_sharing": {
      "raum": 20081616.0,
      "count": 5
    },
    "high_net_worth_individuals": {
      "raum": 27782144.0,
      "count": 25
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "TX"
  ],
  "websites": [
    "https://ibiadvisors.com",
    "https://linkedin.com/in/sarah-stachnik-762a961a3"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/112518",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/integrated-benefits-incorporated-112518",
  "display_name": "Integrated Benefits, Incorporated",
  "summary": "Integrated Benefits, Incorporated is an SEC-registered investment advisory firm, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated October 1, 2026.",
  "citation": "AdvisorCensus. Integrated Benefits, Incorporated (CRD 112518): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Integrated Benefits, Incorporated compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Integrated Benefits, Incorporated reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Integrated Benefits, Incorporated charge?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 states: Hourly rate: $350 an hour (Financial Planning and Consulting Services); Flat fee: $500 to $10,000 (Financial Planning and Consulting Services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Integrated Benefits, Incorporated registered with the SEC or a state?",
      "a": "Integrated Benefits, Incorporated is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 112518."
    },
    {
      "q": "How much does Integrated Benefits, Incorporated manage?",
      "a": "Integrated Benefits, Incorporated reports $101,291,369 in regulatory assets under management in its Form ADV filing dated October 1, 2026 (80% discretionary)."
    },
    {
      "q": "How have Integrated Benefits, Incorporated's assets and staff changed since 2025?",
      "a": "In the Form ADV data for Integrated Benefits, Incorporated: Regulatory assets under management: $100,501,171 in the October 2025 data and $101,291,369 in the October 2026 data, up 1%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Integrated Benefits, Incorporated serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (125); high net worth individuals (25); pension and profit sharing plans (but not the plan participants or government pension plans) (5)."
    },
    {
      "q": "Which custodians does Integrated Benefits, Incorporated use?",
      "a": "Integrated Benefits, Incorporated's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Integrated Benefits, Incorporated report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/112518"
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 100501171.0,
      "total_employees": 2,
      "filing_date": "2025-03-12"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 101291369.0,
      "total_employees": 2,
      "filing_date": "2026-10-01"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 31, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $350 an hour (Financial Planning and Consulting Services)",
      "Flat fee: $500 to $10,000 (Financial Planning and Consulting Services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $350 an hour (Financial Planning and Consulting Services)"
        ],
        "quotes": [
          "Hourly engagements are billed at a rate of up to $350 per hour."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $10,000 (Financial Planning and Consulting Services)"
        ],
        "quotes": [
          "Fixed and recurring fees range from $500 to $10,000. Recurring fee engagements will automatically renew each year."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 350.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Financial Planning and Consulting Services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 10000.0,
          "period": "one_time",
          "service": "Financial Planning and Consulting Services"
        }
      ]
    },
    "quotes": [
      "Hourly engagements are billed at a rate of up to $350 per hour.",
      "Fixed and recurring fees range from $500 to $10,000. Recurring fee engagements will automatically renew each year."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/integrated-benefits-incorporated-112518.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 125,
      "fewer_than_5": false,
      "raum": 53427609.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 25,
      "fewer_than_5": false,
      "raum": 27782144.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 5,
      "fewer_than_5": false,
      "raum": 20081616.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/112518",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}