# Innovative Wealth Building LLC

> Innovative Wealth Building LLC is an SEC-registered investment advisory firm in California, MD, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 24, 2026.

- CRD: 314942
- Filed as: INNOVATIVE WEALTH BUILDING LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: California, MD
- Filing period: October 2026
- Form ADV filing dated: August 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/314942
- AdvisorCensus page: https://advisorcensus.com/firm/innovative-wealth-building-llc-california-md-314942

## Quick answers

**How is Innovative Wealth Building LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Innovative Wealth Building LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Innovative Wealth Building LLC located?**
Innovative Wealth Building LLC's principal office is in California, MD, according to its Form ADV.

**Is Innovative Wealth Building LLC registered with the SEC or a state?**
Innovative Wealth Building LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 314942.

**How much does Innovative Wealth Building LLC manage?**
Innovative Wealth Building LLC reports $657,212,436 in regulatory assets under management in its Form ADV filing dated August 24, 2026 (99% discretionary).

**How have Innovative Wealth Building LLC's assets and staff changed since 2021?**
In the Form ADV data for Innovative Wealth Building LLC: Regulatory assets under management: $0 in the October 2021 data and $657,212,436 in the October 2026 data. Total employees: 4 in October 2021 and 17 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Innovative Wealth Building LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,567); high net worth individuals (203).

**Which custodians does Innovative Wealth Building LLC use?**
Innovative Wealth Building LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Innovative Wealth Building LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/314942

**Does Innovative Wealth Building LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 12, 2026 says: "There is no account minimum for any of IWB’s services."

**What changed in Innovative Wealth Building LLC's recent Form ADV filings?**
In the September 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 12, 2026)

- Account minimum: None

> There is no account minimum for any of IWB’s services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $657,212,436
- Discretionary: $650,026,264
- Non-discretionary: $7,186,172

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,567 | $278,724,679 |
| High net worth individuals | 203 | $378,487,757 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 17 total, 8 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AL, CA, CO, CT, DC, FL, GA, HI, KY, LA, MA, MD, NC, NE, NH, NJ, NY, OH, PA, SC, TN, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- innovativewealthbuilding.com
- Facebook @teamiwb
- Instagram @innovativewealthbuilding
- LinkedIn @innovativewealthbuilding

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $0 | 4 | July 19, 2021 |
| October 2022 | $308,834,175 | 8 | June 28, 2022 |
| October 2023 | $356,124,188 | 16 | August 14, 2023 |
| October 2024 | $418,720,640 | 17 | September 13, 2024 |
| October 2025 | $524,970,627 | 17 | March 7, 2025 |
| October 2026 | $657,212,436 | 17 | August 24, 2026 |

Regulatory assets under management: $0 in the October 2021 data and $657,212,436 in the October 2026 data.
Total employees: 4 in October 2021 and 17 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $524,970,627 to $657,212,436 (+25%).
- Registered or notice-filed in KY, LA.

### November 2025
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Innovative Wealth Building LLC (CRD 314942): Form ADV filing data as of October 2026.