# Inland Financial Planning

> Inland Financial Planning is a state-registered investment advisory firm in Spokane, WA, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 15, 2026.

- CRD: 315123
- Filed as: INLAND FINANCIAL PLANNING
- Legal name: Cullen Financial Planning LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Spokane, WA
- Filing period: October 2026
- Form ADV filing dated: June 15, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/315123
- AdvisorCensus page: https://advisorcensus.com/firm/inland-financial-planning-spokane-wa-315123

## Quick answers

**How is Inland Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Inland Financial Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Inland Financial Planning located?**
Inland Financial Planning's principal office is in Spokane, WA, according to its Form ADV.

**Is Inland Financial Planning registered with the SEC or a state?**
Inland Financial Planning is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 315123.

**How much does Inland Financial Planning manage?**
Inland Financial Planning reports $43,262,034 in regulatory assets under management in its Form ADV filing dated June 15, 2026 (100% discretionary).

**What types of clients does Inland Financial Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (63); high net worth individuals (9); corporations or other businesses not listed above (3).

**Does Inland Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/315123

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $43,262,034
- Discretionary: $43,262,034
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 63 | $24,037,124 |
| High net worth individuals | 9 | $17,009,565 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 3 | $2,215,345 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (5 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: ID, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- inlandfp.com
- Facebook @richcullenspokanefp
- LinkedIn @inland-financial-planning
- LinkedIn @rich-cullen-cfp®-b3a292a1

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Inland Financial Planning (CRD 315123): Form ADV filing data as of October 2026.