# Ingham Retirement Group

> Ingham Retirement Group is an SEC-registered investment advisory firm in Miami, FL, registered since 1991, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 106299
- Filed as: INGHAM RETIREMENT GROUP
- Legal name: Ingham Russell Investment Advisors Inc
- Also doing business as: ALLIANCE BENEFIT GROUP OF FLORIDA, INGHAM RETIREMENT GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Miami, FL
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/106299
- AdvisorCensus page: https://advisorcensus.com/firm/ingham-retirement-group-miami-fl-106299

## Quick answers

**How is Ingham Retirement Group compensated?**
On its Form ADV (Item 5.E, October 2026), Ingham Retirement Group reports these compensation arrangements: a percentage of assets under its management.

**How much does Ingham Retirement Group charge?**
Its Form ADV Part 2A brochure dated March 27, 2026 states: Asset-based fee: 0.05% to 1.5% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Ingham Retirement Group located?**
Ingham Retirement Group's principal office is in Miami, FL, according to its Form ADV.

**Is Ingham Retirement Group registered with the SEC or a state?**
Ingham Retirement Group is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 106299.

**How much does Ingham Retirement Group manage?**
Ingham Retirement Group reports $2,615,523,682 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (38% discretionary).

**How have Ingham Retirement Group's assets and staff changed since 2021?**
In the Form ADV data for Ingham Retirement Group: Regulatory assets under management: $2,266,282,757 in the October 2021 data and $2,615,523,682 in the October 2026 data, up 15%. Total employees: 50 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Ingham Retirement Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (629); pension and profit sharing plans (but not the plan participants or government pension plans) (261); high net worth individuals (166).

**Which custodians does Ingham Retirement Group use?**
Ingham Retirement Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Ingham Retirement Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106299

**What changed in Ingham Retirement Group's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $2,315,055,599 to $2,615,523,682 (+13%). Registered or notice-filed in SC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Asset-based fee: 0.05% to 1.5% a year (a range, as the brochure states it)

> Fees are negotiable based on factors particular to the engagement but typically range from .05% to 1.5%.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,615,523,682
- Discretionary: $983,867,084
- Non-discretionary: $1,631,656,598

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 629 | $155,497,900 |
| High net worth individuals | 166 | $529,674,117 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 261 | $1,930,351,665 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1991 (35 years)
- Employees: 10 total, 10 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, GA, MD, NC, NJ, NY, SC, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- daybright.com
- ingham.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $2,266,282,757 | 50 | March 30, 2021 |
| October 2022 | $2,433,083,696 | 26 | July 7, 2022 |
| October 2023 | $2,001,384,434 | 25 | July 7, 2023 |
| October 2024 | $2,064,398,483 | 10 | August 20, 2024 |
| October 2025 | $2,315,055,599 | 10 | March 30, 2025 |
| October 2026 | $2,615,523,682 | 10 | March 27, 2026 |

Regulatory assets under management: $2,266,282,757 in the October 2021 data and $2,615,523,682 in the October 2026 data, up 15%.
Total employees: 50 in October 2021 and 10 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $2,315,055,599 to $2,615,523,682 (+13%).
- Registered or notice-filed in SC.

### January 2026
- No longer registered or notice-filed in PA, VA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Ingham Retirement Group (CRD 106299): Form ADV filing data as of October 2026.