{
  "crd_number": 106299,
  "slug": "ingham-retirement-group-miami-fl-106299",
  "primary_business_name": "INGHAM RETIREMENT GROUP",
  "legal_name": "INGHAM RUSSELL INVESTMENT ADVISORS INC",
  "dbas": [
    "ALLIANCE BENEFIT GROUP OF FLORIDA",
    "INGHAM RETIREMENT GROUP"
  ],
  "city": "Miami",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "33100",
  "metro": {
    "cbsa_code": "33100",
    "common_name": "Miami",
    "msa_name": "Miami-Fort Lauderdale-West Palm Beach, FL",
    "path": "/advisors/fl/miami"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1991-06-27",
  "years_registered": 35,
  "period": "2026-10-01",
  "filing_date": "2026-03-27",
  "carried_forward": false,
  "raum_total": 2615523682.0,
  "raum_discretionary": 983867084.0,
  "raum_non_discretionary": 1631656598.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 10,
  "advisory_employees": 10,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 155497900.0,
      "count": 629
    },
    "pension_profit_sharing": {
      "raum": 1930351665.0,
      "count": 261
    },
    "high_net_worth_individuals": {
      "raum": 529674117.0,
      "count": 166
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "FL",
    "GA",
    "MD",
    "NC",
    "NJ",
    "NY",
    "SC",
    "TN",
    "TX"
  ],
  "websites": [
    "https://daybright.com",
    "https://ingham.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/106299",
  "city_as_filed": "MIAMI",
  "url": "https://advisorcensus.com/firm/ingham-retirement-group-miami-fl-106299",
  "display_name": "Ingham Retirement Group",
  "summary": "Ingham Retirement Group is an SEC-registered investment advisory firm in Miami, FL, registered since 1991, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 27, 2026.",
  "citation": "AdvisorCensus. Ingham Retirement Group (CRD 106299): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Ingham Retirement Group compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Ingham Retirement Group reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "How much does Ingham Retirement Group charge?",
      "a": "Its Form ADV Part 2A brochure dated March 27, 2026 states: Asset-based fee: 0.05% to 1.5% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Ingham Retirement Group located?",
      "a": "Ingham Retirement Group's principal office is in Miami, FL, according to its Form ADV."
    },
    {
      "q": "Is Ingham Retirement Group registered with the SEC or a state?",
      "a": "Ingham Retirement Group is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 106299."
    },
    {
      "q": "How much does Ingham Retirement Group manage?",
      "a": "Ingham Retirement Group reports $2,615,523,682 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (38% discretionary)."
    },
    {
      "q": "How have Ingham Retirement Group's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Ingham Retirement Group: Regulatory assets under management: $2,266,282,757 in the October 2021 data and $2,615,523,682 in the October 2026 data, up 15%. Total employees: 50 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Ingham Retirement Group serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (629); pension and profit sharing plans (but not the plan participants or government pension plans) (261); high net worth individuals (166)."
    },
    {
      "q": "Which custodians does Ingham Retirement Group use?",
      "a": "Ingham Retirement Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Ingham Retirement Group report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106299"
    },
    {
      "q": "What changed in Ingham Retirement Group's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $2,315,055,599 to $2,615,523,682 (+13%). Registered or notice-filed in SC."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 2266282757.0,
      "total_employees": 50,
      "filing_date": "2021-03-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 2433083696.0,
      "total_employees": 26,
      "filing_date": "2022-07-07"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 2001384434.0,
      "total_employees": 25,
      "filing_date": "2023-07-07"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 2064398483.0,
      "total_employees": 10,
      "filing_date": "2024-08-20"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 2315055599.0,
      "total_employees": 10,
      "filing_date": "2025-03-30"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 2615523682.0,
      "total_employees": 10,
      "filing_date": "2026-03-27"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $2,315,055,599 to $2,615,523,682 (+13%).",
        "Registered or notice-filed in SC."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in PA, VA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "0.05% to 1.5% a year",
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 0.05% to 1.5% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "Fees are negotiable based on factors particular to the engagement but typically range from .05% to 1.5%."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        0.05,
        1.5
      ],
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "Fees are negotiable based on factors particular to the engagement but typically range from .05% to 1.5%."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/ingham-retirement-group-miami-fl-106299.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 629,
      "fewer_than_5": false,
      "raum": 155497900.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 166,
      "fewer_than_5": false,
      "raum": 529674117.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 261,
      "fewer_than_5": false,
      "raum": 1930351665.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/106299",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}