# Inflection Retirement Services

> Inflection Retirement Services is a state-registered investment advisory firm in Camarillo, CA, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 4, 2026.

- CRD: 312680
- Filed as: INFLECTION RETIREMENT SERVICES
- Legal name: Inflection Retirement Services, Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Camarillo, CA
- Filing period: October 2026
- Form ADV filing dated: September 4, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/312680
- AdvisorCensus page: https://advisorcensus.com/firm/inflection-retirement-services-camarillo-ca-312680

## Quick answers

**How is Inflection Retirement Services compensated?**
On its Form ADV (Item 5.E, October 2026), Inflection Retirement Services reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Inflection Retirement Services located?**
Inflection Retirement Services' principal office is in Camarillo, CA, according to its Form ADV.

**Is Inflection Retirement Services registered with the SEC or a state?**
Inflection Retirement Services is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 312680.

**How much does Inflection Retirement Services manage?**
Inflection Retirement Services reports $71,912,302 in regulatory assets under management in its Form ADV filing dated September 4, 2026 (78% discretionary).

**What types of clients does Inflection Retirement Services serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (38).

**Does Inflection Retirement Services report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct) and 11.D(3) (another regulator's finding of causing a business's authorization to be denied, suspended, revoked, or restricted). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/312680

**What changed in Inflection Retirement Services' recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $62,027,947 to $71,912,302 (+16%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $71,912,302
- Discretionary: $56,198,138
- Non-discretionary: $15,714,164

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Not reported | $0 |
| High net worth individuals | Not reported | $0 |
| Banking or thrift institutions | Not reported | $0 |
| Investment companies | Not reported | $0 |
| Business development companies | Not reported | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | Not reported | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 38 | $71,912,302 |
| Charitable organizations | Not reported | $0 |
| State or municipal government entities (including government pension plans) | Not reported | $0 |
| Other investment advisers | Not reported | $0 |
| Insurance companies | Not reported | $0 |
| Sovereign wealth funds and foreign official institutions | Not reported | $0 |
| Corporations or other businesses not listed above | Not reported | $0 |
| Other | Not reported | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (4 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(1): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?
- 11.D(3): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was a cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/312680

### Websites listed on Form ADV (Item 1.I)
- inflectionretirement.com
- LinkedIn @inflection-retirement
- LinkedIn @dustinivey
- LinkedIn @gregorykaris

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $62,027,947 to $71,912,302 (+16%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Inflection Retirement Services (CRD 312680): Form ADV filing data as of October 2026.