# Independence Financial Advisors, LLC

> Independence Financial Advisors, LLC is an SEC-registered investment advisory firm in Franklin, NH, registered since 2015, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated December 19, 2025.

- CRD: 156305
- Filed as: INDEPENDENCE FINANCIAL ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Franklin, NH
- Filing period: October 2026
- Form ADV filing dated: December 19, 2025
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/156305
- AdvisorCensus page: https://advisorcensus.com/firm/independence-financial-advisors-llc-franklin-nh-156305

## Quick answers

**How is Independence Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Independence Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; other. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Independence Financial Advisors, LLC located?**
Independence Financial Advisors, LLC's principal office is in Franklin, NH, according to its Form ADV; the January 2026 filing also lists 7 other offices (Schedule D, Section 1.F).

**Is Independence Financial Advisors, LLC registered with the SEC or a state?**
Independence Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 156305.

**How much does Independence Financial Advisors, LLC manage?**
Independence Financial Advisors, LLC reports $463,792,334 in regulatory assets under management in its Form ADV filing dated December 19, 2025 (94% discretionary).

**How have Independence Financial Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Independence Financial Advisors, LLC: Regulatory assets under management: $261,029,917 in the October 2021 data and $463,792,334 in the October 2026 data, up 78%. Total employees: 10 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Independence Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,695); high net worth individuals (39); corporations or other businesses not listed above (32).

**Which custodians does Independence Financial Advisors, LLC use?**
Independence Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Independence Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/156305

**What changed in Independence Financial Advisors, LLC's recent Form ADV filings?**
In the January 2026 filing data: Employees performing advisory functions went from 8 to 7. No longer lists an office in Bedford, NH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Other

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $463,792,334
- Discretionary: $433,909,274
- Non-discretionary: $29,883,060

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,695 | $322,046,652 |
| High net worth individuals | 39 | $84,575,408 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $29,883,060 |
| State or municipal government entities (including government pension plans) | 6 | $8,952,314 |
| Corporations or other businesses not listed above | 32 | $18,334,900 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Other

### Firm details
- Registered since: 2015 (11 years)
- Employees: 11 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, FL, MA, ME, NH, SC
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the January 2026 filing
- Boscawen, NH
- Bristol, NH
- Gilford, NH
- Manchester, NH
- Merrimack, NH
- Rochester, NH
- Tilton, NH

### Websites listed on Form ADV (Item 1.I)
- ifa-nh.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $261,029,917 | 10 | December 22, 2020 |
| October 2022 | $330,683,817 | 10 | December 22, 2021 |
| October 2023 | $329,669,058 | 10 | January 3, 2023 |
| October 2024 | $349,110,003 | 10 | January 31, 2024 |
| October 2025 | $432,940,469 | 11 | December 20, 2024 |
| October 2026 | $463,792,334 | 11 | December 19, 2025 |

Regulatory assets under management: $261,029,917 in the October 2021 data and $463,792,334 in the October 2026 data, up 78%.
Total employees: 10 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### January 2026
- Employees performing advisory functions went from 8 to 7.
- No longer lists an office in Bedford, NH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Independence Financial Advisors, LLC (CRD 156305): Form ADV filing data as of October 2026.