# In the Money Retirement Planning Limited Liability Company

> In the Money Retirement Planning Limited Liability Company is a state-registered investment advisory firm in Waterford, CT, registered since 2025, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 6, 2026.

- CRD: 332715
- Filed as: IN THE MONEY RETIREMENT PLANNING LIMITED LIABILITY COMPANY
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Waterford, CT
- Filing period: October 2026
- Form ADV filing dated: April 6, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/332715
- AdvisorCensus page: https://advisorcensus.com/firm/in-the-money-retirement-planning-limited-liability-company-waterford-ct-332715

## Quick answers

**How is In the Money Retirement Planning Limited Liability Company compensated?**
On its Form ADV (Item 5.E, October 2026), In the Money Retirement Planning Limited Liability Company reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is In the Money Retirement Planning Limited Liability Company located?**
In the Money Retirement Planning Limited Liability Company's principal office is in Waterford, CT, according to its Form ADV.

**Is In the Money Retirement Planning Limited Liability Company registered with the SEC or a state?**
In the Money Retirement Planning Limited Liability Company is a state-registered investment advisory firm, registered since 2025. Status as filed: APPROVED. CRD 332715.

**How much does In the Money Retirement Planning Limited Liability Company manage?**
In the Money Retirement Planning Limited Liability Company reports $1,062,091 in regulatory assets under management in its Form ADV filing dated April 6, 2026 (100% discretionary).

**What types of clients does In the Money Retirement Planning Limited Liability Company serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (5); high net worth individuals (3).

**Does In the Money Retirement Planning Limited Liability Company report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/332715

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $1,062,091
- Discretionary: $1,062,091
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 5 | $718,793 |
| High net worth individuals | 3 | $343,298 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2025 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [inthemoneyretirement.com](https://inthemoneyretirement.com)
- Facebook @marclowecfp
- Instagram @marclowecfp
- LinkedIn @in-the-money-retirement-planning
- TikTok @marclowecfp
- X @MarcLoweCFP
- YouTube @MarcLoweCFP

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. In the Money Retirement Planning Limited Liability Company (CRD 332715): Form ADV filing data as of October 2026.