# Impact Retirement Advisors

> Impact Retirement Advisors is an SEC-registered investment advisory firm, registered since 2024, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 330475
- Filed as: IMPACT RETIREMENT ADVISORS
- Legal name: Impact Retirement Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/330475
- AdvisorCensus page: https://advisorcensus.com/firm/impact-retirement-advisors-330475

## Quick answers

**How is Impact Retirement Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Impact Retirement Advisors reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Impact Retirement Advisors charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Subscription: $50 to $150 a month (Ongoing Financial Planning); Flat fee: $500 to $3,000 (Project-Based Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Impact Retirement Advisors registered with the SEC or a state?**
Impact Retirement Advisors is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 330475.

**How much does Impact Retirement Advisors manage?**
Impact Retirement Advisors reports $827,712,591 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary).

**How have Impact Retirement Advisors' assets and staff changed since 2024?**
In the Form ADV data for Impact Retirement Advisors: Regulatory assets under management: $625,695,102 in the October 2024 data and $827,712,591 in the October 2026 data, up 32%. Total employees: 2 in October 2024 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Impact Retirement Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (87); pension and profit sharing plans (but not the plan participants or government pension plans) (86); high net worth individuals (14).

**Which custodians does Impact Retirement Advisors use?**
Impact Retirement Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Benefit Plans Administrative Services, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Impact Retirement Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/330475

**Does Impact Retirement Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "We do not have a minimum account size requirement to open or maintain an account."

**What changed in Impact Retirement Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $704,008,788 to $827,712,591 (+18%). Employees performing advisory functions went from 2 to 4.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: None

> We do not have a minimum account size requirement to open or maintain an account.

- Subscription: $50 to $150 a month (Ongoing Financial Planning)

> We charge a recurring fixed fee for Ongoing Financial Planning. Generally, fees are paid monthly in arrears, ranging from $50 to $150.

- Flat fee: $500 to $3,000 (Project-Based Financial Planning)

> We generally charge a fixed fee for Project -Based Financial Planning. Fixed fee rates range from $500 to $3,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Benefit Plans Administrative Services, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $827,712,591
- Discretionary: $827,712,591
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 87 | $26,270,448 |
| High net worth individuals | 14 | $84,294,081 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 86 | $716,617,465 |
| Corporations or other businesses not listed above | 9 | $530,597 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (2 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, MN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- impactretirementadvisors.com
- LinkedIn @impact-retirement-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $625,695,102 | 2 | September 13, 2024 |
| October 2025 | $704,008,788 | 2 | March 31, 2025 |
| October 2026 | $827,712,591 | 4 | March 30, 2026 |

Regulatory assets under management: $625,695,102 in the October 2024 data and $827,712,591 in the October 2026 data, up 32%.
Total employees: 2 in October 2024 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $704,008,788 to $827,712,591 (+18%).
- Employees performing advisory functions went from 2 to 4.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Impact Retirement Advisors (CRD 330475): Form ADV filing data as of October 2026.