# Impact Financial Life Planning LLC

> Impact Financial Life Planning LLC is a state-registered investment advisory firm, registered since 2023, reporting under $25 million in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 325805
- Filed as: IMPACT FINANCIAL LIFE PLANNING LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Maryland
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/325805
- AdvisorCensus page: https://advisorcensus.com/firm/impact-financial-life-planning-llc-325805

## Quick answers

**How is Impact Financial Life Planning LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Impact Financial Life Planning LLC reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Impact Financial Life Planning LLC registered with the SEC or a state?**
Impact Financial Life Planning LLC is a state-registered investment advisory firm, registered since 2023. Status as filed: APPROVED. CRD 325805.

**How much does Impact Financial Life Planning LLC manage?**
Impact Financial Life Planning LLC reports $7,451,925 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (100% discretionary).

**Does Impact Financial Life Planning LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/325805

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $7,451,925
- Discretionary: $7,451,925
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $2,054,098 |
| High net worth individuals | Fewer than 5 | $5,397,827 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (3 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MD
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- impactfinanciallifeplanning.com
- LinkedIn @john-o-callaghan-cfp®-736944124

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Impact Financial Life Planning LLC (CRD 325805): Form ADV filing data as of October 2026.