# Illuminate Wealth Management

> Illuminate Wealth Management is an SEC-registered investment advisory firm in Barrington, IL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 20, 2026.

- CRD: 306411
- Filed as: ILLUMINATE WEALTH MANAGEMENT
- Legal name: Illuminate Wealth Management LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Barrington, IL
- Filing period: October 2026
- Form ADV filing dated: May 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/306411
- AdvisorCensus page: https://advisorcensus.com/firm/illuminate-wealth-management-barrington-il-306411

## Quick answers

**How is Illuminate Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Illuminate Wealth Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Illuminate Wealth Management charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Subscription: $2,000 to $10,000 a month (Virtual CFO Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Illuminate Wealth Management located?**
Illuminate Wealth Management's principal office is in Barrington, IL, according to its Form ADV; the June 2026 filing also lists 6 other offices (Schedule D, Section 1.F).

**Is Illuminate Wealth Management registered with the SEC or a state?**
Illuminate Wealth Management is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 306411.

**How much does Illuminate Wealth Management manage?**
Illuminate Wealth Management reports $167,593,585 in regulatory assets under management in its Form ADV filing dated May 20, 2026 (94% discretionary).

**How have Illuminate Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for Illuminate Wealth Management: Regulatory assets under management: $120,089,076 in the October 2025 data and $167,593,585 in the October 2026 data, up 40%. Total employees: 4 in October 2025 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Illuminate Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (37); high net worth individuals (36); corporations or other businesses not listed above (4).

**Which custodians does Illuminate Wealth Management use?**
Illuminate Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC (affiliated with the firm) as custodians holding 10% or more of its separately managed account assets.

**Does Illuminate Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/306411

**Does Illuminate Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "There is no minimum account size; however, clients receiving comprehensive financial planning services and investment management services will be assessed a minimum annual fees as noted." "Otherwise, our firm does not impose any minimum account size requirements."

**What changed in Illuminate Wealth Management's recent Form ADV filings?**
In the June 2026 filing data: Registered or notice-filed in VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Account minimum: None

> There is no minimum account size; however, clients receiving comprehensive financial planning services and investment management services will be assessed a minimum annual fees as noted.

> Otherwise, our firm does not impose any minimum account size requirements.

- Subscription: $2,000 to $10,000 a month (Virtual CFO Services)

> Virtual CFO Services $2,000 to $10,000 (per month in advance)

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC (affiliated with the firm)

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $167,593,585
- Discretionary: $157,537,228
- Non-discretionary: $10,056,357

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 37 | $29,439,916 |
| High net worth individuals | 36 | $136,234,105 |
| Corporations or other businesses not listed above | 4 | $1,919,564 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2025 (1 year)
- Employees: 6 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, FL, IL, KY, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the June 2026 filing
- Brentwood, TN
- Carmel, IN
- Chicago, IL
- Colorado Springs, CO
- Louisville, LA
- Naperville, IL

### Websites listed on Form ADV (Item 1.I)
- illuminatewm.com
- Facebook @illuminatewealthmanagement
- Facebook facebook.com
- LinkedIn @illuminate-wealth-management
- X @IlluminateWM
- YouTube @UC-KnXj50ZSAMsP1WYKRC-Xw

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $120,089,076 | 4 | June 17, 2025 |
| October 2026 | $167,593,585 | 6 | May 20, 2026 |

Regulatory assets under management: $120,089,076 in the October 2025 data and $167,593,585 in the October 2026 data, up 40%.
Total employees: 4 in October 2025 and 6 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Registered or notice-filed in VA.

### April 2026
- Employees performing advisory functions went from 1 to 2.
- Regulatory assets under management went from $120,089,076 to $167,593,585 (+40%).
- Changed its office addresses in Chicago, IL.
- Added an office in Brentwood, TN.
- Added an office in Carmel, IN.
- Added an office in Louisville, LA.
- No longer lists an office in Lake Forest, IL.
- Registered or notice-filed in TN.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Illuminate Wealth Management (CRD 306411): Form ADV filing data as of October 2026.