# Ideal Retirement Solutions

> Ideal Retirement Solutions is an SEC-registered investment advisory firm in Port Charlotte, FL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 30, 2026.

- CRD: 333393
- Filed as: IDEAL RETIREMENT SOLUTIONS
- Legal name: Ideal Retirement Solutions, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Port Charlotte, FL
- Filing period: October 2026
- Form ADV filing dated: April 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/333393
- AdvisorCensus page: https://advisorcensus.com/firm/ideal-retirement-solutions-port-charlotte-fl-333393

## Quick answers

**How is Ideal Retirement Solutions compensated?**
On its Form ADV (Item 5.E, October 2026), Ideal Retirement Solutions reports these compensation arrangements: a percentage of assets under its management.

**How much does Ideal Retirement Solutions charge?**
Its Form ADV Part 2A brochure dated April 30, 2026 states: Subscription: $40 a month (continued access to the Wealth.com platform beyond the initial estate…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Ideal Retirement Solutions located?**
Ideal Retirement Solutions' principal office is in Port Charlotte, FL, according to its Form ADV; the May 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Ideal Retirement Solutions registered with the SEC or a state?**
Ideal Retirement Solutions is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 333393.

**How much does Ideal Retirement Solutions manage?**
Ideal Retirement Solutions reports $123,519,511 in regulatory assets under management in its Form ADV filing dated April 30, 2026 (100% discretionary).

**What types of clients does Ideal Retirement Solutions serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (214); high net worth individuals (97).

**Which custodians does Ideal Retirement Solutions use?**
Ideal Retirement Solutions' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Ideal Retirement Solutions report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333393

**What changed in Ideal Retirement Solutions' recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $101,373,338 to $123,519,511 (+22%). Registered or notice-filed in TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated April 30, 2026)

- Subscription: $40 a month (continued access to the Wealth.com platform beyond the initial estate…)

> Subscription fees are generally expected to be approximately $40 per month or $200 semi-annually. Fees are generally negotiable, subject to internal guidelines, and pricing

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $123,519,511
- Discretionary: $123,519,511
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 214 | $51,321,368 |
| High net worth individuals | 97 | $72,198,143 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 8 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Fort Myers, FL
- Sarasota, FL

### Websites listed on Form ADV (Item 1.I)
- idealretirementsolutions.com
- Facebook @Idealretirementsolutions

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $101,373,338 to $123,519,511 (+22%).
- Registered or notice-filed in TX.

### December 2025
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Ideal Retirement Solutions (CRD 333393): Form ADV filing data as of October 2026.