{
  "crd_number": 333393,
  "slug": "ideal-retirement-solutions-port-charlotte-fl-333393",
  "primary_business_name": "IDEAL RETIREMENT SOLUTIONS",
  "legal_name": "IDEAL RETIREMENT SOLUTIONS, LLC",
  "dbas": [],
  "city": "Port Charlotte",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "39460",
  "metro": {
    "cbsa_code": "39460",
    "common_name": "Punta Gorda",
    "msa_name": "Punta Gorda, FL",
    "path": "/advisors/fl/punta-gorda"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2025-09-04",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-04-30",
  "carried_forward": false,
  "raum_total": 123519511.0,
  "raum_discretionary": 123519511.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 51321368.0,
      "count": 214
    },
    "high_net_worth_individuals": {
      "raum": 72198143.0,
      "count": 97
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "TX"
  ],
  "websites": [
    "https://facebook.com/Idealretirementsolutions",
    "https://idealretirementsolutions.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/333393",
  "city_as_filed": "PORT CHARLOTTE",
  "url": "https://advisorcensus.com/firm/ideal-retirement-solutions-port-charlotte-fl-333393",
  "display_name": "Ideal Retirement Solutions",
  "summary": "Ideal Retirement Solutions is an SEC-registered investment advisory firm in Port Charlotte, FL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 30, 2026.",
  "citation": "AdvisorCensus. Ideal Retirement Solutions (CRD 333393): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Ideal Retirement Solutions compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Ideal Retirement Solutions reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "How much does Ideal Retirement Solutions charge?",
      "a": "Its Form ADV Part 2A brochure dated April 30, 2026 states: Subscription: $40 a month (continued access to the Wealth.com platform beyond the initial estate…). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Ideal Retirement Solutions located?",
      "a": "Ideal Retirement Solutions' principal office is in Port Charlotte, FL, according to its Form ADV; the May 2026 filing also lists 2 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Ideal Retirement Solutions registered with the SEC or a state?",
      "a": "Ideal Retirement Solutions is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 333393."
    },
    {
      "q": "How much does Ideal Retirement Solutions manage?",
      "a": "Ideal Retirement Solutions reports $123,519,511 in regulatory assets under management in its Form ADV filing dated April 30, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Ideal Retirement Solutions serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (214); high net worth individuals (97)."
    },
    {
      "q": "Which custodians does Ideal Retirement Solutions use?",
      "a": "Ideal Retirement Solutions' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Ideal Retirement Solutions report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333393"
    },
    {
      "q": "What changed in Ideal Retirement Solutions' recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $101,373,338 to $123,519,511 (+22%). Registered or notice-filed in TX."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $101,373,338 to $123,519,511 (+22%).",
        "Registered or notice-filed in TX."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated April 30, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Subscription: $40 a month (continued access to the Wealth.com platform beyond the initial estate…)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $40 a month (continued access to the Wealth.com platform beyond the initial estate…)"
        ],
        "quotes": [
          "Subscription fees are generally expected to be approximately $40 per month or $200 semi-annually. Fees are generally negotiable, subject to internal guidelines, and pricing"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "subscription",
          "amount": 40.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "continued access to the Wealth.com platform beyond the initial estate planning coordination period"
        }
      ]
    },
    "quotes": [
      "Subscription fees are generally expected to be approximately $40 per month or $200 semi-annually. Fees are generally negotiable, subject to internal guidelines, and pricing"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/ideal-retirement-solutions-port-charlotte-fl-333393.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 214,
      "fewer_than_5": false,
      "raum": 51321368.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 97,
      "fewer_than_5": false,
      "raum": 72198143.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/333393",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}