{
  "crd_number": 42360,
  "slug": "ibn-financial-services-inc-liverpool-ny-42360",
  "primary_business_name": "IBN FINANCIAL SERVICES, INC",
  "legal_name": "IBN FINANCIAL SERVICES, INC.",
  "dbas": [],
  "city": "Liverpool",
  "state": "NY",
  "country": "United States",
  "cbsa_code": "45060",
  "metro": {
    "cbsa_code": "45060",
    "common_name": "Syracuse",
    "msa_name": "Syracuse, NY",
    "path": "/advisors/ny/syracuse"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2017-10-12",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-08-27",
  "carried_forward": false,
  "raum_total": 87653250.0,
  "raum_discretionary": 87653250.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 52,
  "advisory_employees": 15,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 2629597.0,
      "count": 6
    },
    "individuals": {
      "raum": 56974613.0,
      "count": 457
    },
    "pension_profit_sharing": {
      "raum": 6135728.0,
      "count": 10
    },
    "high_net_worth_individuals": {
      "raum": 17530650.0,
      "count": 40
    },
    "corporations_other_businesses": {
      "raum": 4382662.0,
      "count": 6
    }
  },
  "compensation_types": [
    "hourly",
    "other",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 5,
  "states_registered": [
    "CT",
    "FL",
    "ID",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "NE",
    "NJ",
    "NY",
    "OR",
    "PA",
    "RI",
    "TN",
    "TX",
    "VA",
    "WA"
  ],
  "websites": [
    "https://ibrokernet.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/42360",
  "disclosure_items": [
    {
      "item": "11.D(1)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?"
    },
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    },
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    },
    {
      "item": "11.E(4)",
      "question": "Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?"
    }
  ],
  "city_as_filed": "LIVERPOOL",
  "url": "https://advisorcensus.com/firm/ibn-financial-services-inc-liverpool-ny-42360",
  "display_name": "IBN Financial Services, Inc",
  "summary": "IBN Financial Services, Inc is an SEC-registered investment advisory firm in Liverpool, NY, registered since 2017, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated August 27, 2026.",
  "citation": "AdvisorCensus. IBN Financial Services, Inc (CRD 42360): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is IBN Financial Services, Inc compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), IBN Financial Services, Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; other."
    },
    {
      "q": "How much does IBN Financial Services, Inc charge?",
      "a": "Its Form ADV Part 2A brochure dated August 27, 2026 states: Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it); Hourly rate: $125 to $350 an hour (Financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is IBN Financial Services, Inc located?",
      "a": "IBN Financial Services, Inc's principal office is in Liverpool, NY, according to its Form ADV."
    },
    {
      "q": "Is IBN Financial Services, Inc registered with the SEC or a state?",
      "a": "IBN Financial Services, Inc is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 42360."
    },
    {
      "q": "How much does IBN Financial Services, Inc manage?",
      "a": "IBN Financial Services, Inc reports $87,653,250 in regulatory assets under management in its Form ADV filing dated August 27, 2026 (100% discretionary)."
    },
    {
      "q": "How have IBN Financial Services, Inc's assets and staff changed since 2021?",
      "a": "In the Form ADV data for IBN Financial Services, Inc: Regulatory assets under management: $67,247,975 in the October 2021 data and $87,653,250 in the October 2026 data, up 30%. Total employees: 79 in October 2021 and 52 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does IBN Financial Services, Inc serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (457); high net worth individuals (40); pension and profit sharing plans (but not the plan participants or government pension plans) (10)."
    },
    {
      "q": "Which custodians does IBN Financial Services, Inc use?",
      "a": "IBN Financial Services, Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Axos Clearing LLC and TD Ameritrade as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does IBN Financial Services, Inc report any disciplinary disclosures?",
      "a": "Reports 5 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct), 11.D(2) (another regulator's finding of a violation), 11.D(4) (another regulator's order in the past ten years), 11.E(2) (self-regulatory organization's finding of a rule violation), and 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/42360"
    },
    {
      "q": "What changed in IBN Financial Services, Inc's recent Form ADV filings?",
      "a": "In the August 2026 filing data: Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 67247975.0,
      "total_employees": 79,
      "filing_date": "2021-03-31"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 151424285.0,
      "total_employees": 79,
      "filing_date": "2022-03-29"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 138842000.0,
      "total_employees": 79,
      "filing_date": "2023-03-31"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 163061036.0,
      "total_employees": 79,
      "filing_date": "2024-03-22"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 180458175.0,
      "total_employees": 79,
      "filing_date": "2025-03-21"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 87653250.0,
      "total_employees": 52,
      "filing_date": "2026-08-27"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-08-01",
      "period_label": "August 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Item 11 disclosure answers changed: 5 yes answers, previously 4 (now yes: 11.E(4)).",
        "Employees performing advisory functions went from 16 to 15.",
        "Regulatory assets under management went from $180,458,175 to $87,653,250 (-51%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated August 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "0.5% to 2% a year",
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $125 to $350 an hour (Financial planning)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "Generally, fees may vary from 0.50% to 2.00% per annum of the market value of a client’s assets managed by IBNFNSR."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $125 to $350 an hour (Financial planning)"
        ],
        "quotes": [
          "Our hourly charge is between $125 and $350 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        0.5,
        2.0
      ],
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 125.0,
          "max": 350.0,
          "period": "hour",
          "service": "Financial planning"
        }
      ]
    },
    "quotes": [
      "Generally, fees may vary from 0.50% to 2.00% per annum of the market value of a client’s assets managed by IBNFNSR.",
      "Our hourly charge is between $125 and $350 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Axos Clearing LLC",
      "name_as_filed": "AXOS CLEARING LLC",
      "affiliated": false
    },
    {
      "name": "TD Ameritrade",
      "name_as_filed": "TD AMERITRADE",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/ibn-financial-services-inc-liverpool-ny-42360.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 457,
      "fewer_than_5": false,
      "raum": 56974613.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 40,
      "fewer_than_5": false,
      "raum": 17530650.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 10,
      "fewer_than_5": false,
      "raum": 6135728.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 6,
      "fewer_than_5": false,
      "raum": 2629597.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 6,
      "fewer_than_5": false,
      "raum": 4382662.0
    }
  ],
  "disclosure_line": "Reports 5 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/42360",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}