{
  "crd_number": 299052,
  "slug": "howard-wealth-management-llc-299052",
  "primary_business_name": "HOWARD WEALTH MANAGEMENT, LLC",
  "legal_name": "HOWARD WEALTH MANAGEMENT, LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-11-05",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-07-28",
  "carried_forward": false,
  "raum_total": 397000000.0,
  "raum_discretionary": 397000000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 2,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 52000000.0,
      "count": 142
    },
    "pension_profit_sharing": {
      "raum": 5000000.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 329000000.0,
      "count": 95
    },
    "corporations_other_businesses": {
      "raum": 11000000.0,
      "count": 11
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "CT",
    "FL",
    "IL",
    "LA",
    "MA",
    "NC",
    "NH",
    "NJ",
    "NY",
    "OH",
    "TX"
  ],
  "websites": [],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/299052",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/howard-wealth-management-llc-299052",
  "display_name": "Howard Wealth Management, LLC",
  "summary": "Howard Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 28, 2026.",
  "citation": "AdvisorCensus. Howard Wealth Management, LLC (CRD 299052): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Howard Wealth Management, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Howard Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Howard Wealth Management, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 10, 2026 states: Asset-based fee: 0.25% to 1.5% a year (a range, as the brochure states it); Hourly rate: $200 to $375 an hour (asset allocation services); Flat fee: $500 to $30,000 (financial consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Howard Wealth Management, LLC registered with the SEC or a state?",
      "a": "Howard Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 299052."
    },
    {
      "q": "How much does Howard Wealth Management, LLC manage?",
      "a": "Howard Wealth Management, LLC reports $397,000,000 in regulatory assets under management in its Form ADV filing dated July 28, 2026 (100% discretionary)."
    },
    {
      "q": "How have Howard Wealth Management, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Howard Wealth Management, LLC: Regulatory assets under management: $253,500,000 in the October 2021 data and $397,000,000 in the October 2026 data, up 57%. Total employees: 2 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Howard Wealth Management, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (142); high net worth individuals (95); corporations or other businesses not listed above (11)."
    },
    {
      "q": "Which custodians does Howard Wealth Management, LLC use?",
      "a": "Howard Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Howard Wealth Management, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/299052"
    },
    {
      "q": "What changed in Howard Wealth Management, LLC's recent Form ADV filings?",
      "a": "In the August 2026 filing data: Registered or notice-filed in NC."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 253500000.0,
      "total_employees": 2,
      "filing_date": "2021-06-15"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 258500000.0,
      "total_employees": 2,
      "filing_date": "2022-07-26"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 259150000.0,
      "total_employees": 2,
      "filing_date": "2023-08-09"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 290500000.0,
      "total_employees": 2,
      "filing_date": "2024-03-05"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 356183000.0,
      "total_employees": 2,
      "filing_date": "2025-07-22"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 397000000.0,
      "total_employees": 2,
      "filing_date": "2026-07-28"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-08-01",
      "period_label": "August 2026",
      "notes": [
        "Registered or notice-filed in NC."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $356,183,000 to $397,000,000 (+11%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 10, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "0.25% to 1.5% a year",
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $200 to $375 an hour (asset allocation services)",
      "Flat fee: $500 to $30,000 (financial consulting services)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 0.25% to 1.5% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "Our annual fee for portfolio management services is negotiable and ranges from 0.25% to 1.50% depending on your financial situation, your objectives, the type and complexity of the asset management services provided, as well as the level of administration requested either directly or assumed by the Client."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $200 to $375 an hour (asset allocation services)"
        ],
        "quotes": [
          "Our hourly fee ranges from $200 to $375 per hour with certain legacy clients being charged a different hourly rate based on prior engagements"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $30,000 (financial consulting services)"
        ],
        "quotes": [
          "Fixed fees are negotiable, range from $500 to $30,000, and are billed quarterly, depending on the scope and complexity of services rendered."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        0.25,
        1.5
      ],
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 200.0,
          "max": 375.0,
          "period": "hour",
          "service": "asset allocation services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 30000.0,
          "period": null,
          "service": "financial consulting services"
        }
      ]
    },
    "quotes": [
      "Our annual fee for portfolio management services is negotiable and ranges from 0.25% to 1.50% depending on your financial situation, your objectives, the type and complexity of the asset management services provided, as well as the level of administration requested either directly or assumed by the Client.",
      "Our hourly fee ranges from $200 to $375 per hour with certain legacy clients being charged a different hourly rate based on prior engagements",
      "Fixed fees are negotiable, range from $500 to $30,000, and are billed quarterly, depending on the scope and complexity of services rendered."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/howard-wealth-management-llc-299052.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 142,
      "fewer_than_5": false,
      "raum": 52000000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 95,
      "fewer_than_5": false,
      "raum": 329000000.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 5000000.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 11,
      "fewer_than_5": false,
      "raum": 11000000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/299052",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}