# Horizon Financial Services, LLC

> Horizon Financial Services, LLC is an SEC-registered investment advisory firm in Winston Salem, NC, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 158798
- Filed as: HORIZON FINANCIAL SERVICES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Winston Salem, NC
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/158798
- AdvisorCensus page: https://advisorcensus.com/firm/horizon-financial-services-llc-winston-salem-nc-158798

## Quick answers

**How is Horizon Financial Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Horizon Financial Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Horizon Financial Services, LLC charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: 0.6% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Horizon Financial Services, LLC located?**
Horizon Financial Services, LLC's principal office is in Winston Salem, NC, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Horizon Financial Services, LLC registered with the SEC or a state?**
Horizon Financial Services, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 158798.

**How much does Horizon Financial Services, LLC manage?**
Horizon Financial Services, LLC reports $262,446,082 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary).

**How have Horizon Financial Services, LLC's assets and staff changed since 2021?**
In the Form ADV data for Horizon Financial Services, LLC: Regulatory assets under management: $159,703,935 in the October 2021 data and $262,446,082 in the October 2026 data, up 64%. Total employees: 9 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Horizon Financial Services, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (297); high net worth individuals (94); pension and profit sharing plans (but not the plan participants or government pension plans) (2).

**Which custodians does Horizon Financial Services, LLC use?**
Horizon Financial Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Horizon Financial Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/158798

**What changed in Horizon Financial Services, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $212,623,929 to $262,446,082 (+23%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: 0.6% to 2% a year (a range, as the brochure states it)

> HFS charges an annual fee between 0.60% and 2.00% of the total assets under management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $262,446,082
- Discretionary: $262,446,082
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 297 | $105,362,138 |
| High net worth individuals | 94 | $154,801,495 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $2,136,321 |
| Charitable organizations | 1 | $146,093 |
| Corporations or other businesses not listed above | 1 | $35 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2018 (8 years)
- Employees: 8 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NC, NY, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Clemmons, NC

### Websites listed on Form ADV (Item 1.I)
- horizonfs.com
- Facebook @BRAISHORIZONFINANCIAL
- Instagram @triadhorizonfinancialservices
- LinkedIn @3304632
- YouTube @UCR06gAN5ME5E1ZlqyZHvnPw

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $159,703,935 | 9 | September 1, 2021 |
| October 2022 | $155,897,906 | 9 | July 20, 2022 |
| October 2023 | $169,537,665 | 8 | September 13, 2023 |
| October 2024 | $177,764,684 | 8 | March 28, 2024 |
| October 2025 | $212,623,929 | 8 | March 31, 2025 |
| October 2026 | $262,446,082 | 8 | March 31, 2026 |

Regulatory assets under management: $159,703,935 in the October 2021 data and $262,446,082 in the October 2026 data, up 64%.
Total employees: 9 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $212,623,929 to $262,446,082 (+23%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Horizon Financial Services, LLC (CRD 158798): Form ADV filing data as of October 2026.