# Hilltop Wealth & Tax Solutions

> Hilltop Wealth & Tax Solutions is an SEC-registered investment advisory firm in Mishawaka, IN, registered since 2019, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 3, 2026.

- CRD: 290981
- Filed as: HILLTOP WEALTH & TAX SOLUTIONS
- Legal name: Hiltop Partners, LLC
- Also doing business as: HILLTOP WEALTH & TAX SOLUTIONS, HILLTOP WEALTH SOLUTIONS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Mishawaka, IN
- Filing period: October 2026
- Form ADV filing dated: September 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/290981
- AdvisorCensus page: https://advisorcensus.com/firm/hilltop-wealth-and-tax-solutions-mishawaka-in-290981

## Quick answers

**How is Hilltop Wealth & Tax Solutions compensated?**
On its Form ADV (Item 5.E, October 2026), Hilltop Wealth & Tax Solutions reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); commissions.

**Where is Hilltop Wealth & Tax Solutions located?**
Hilltop Wealth & Tax Solutions' principal office is in Mishawaka, IN, according to its Form ADV; the October 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Hilltop Wealth & Tax Solutions registered with the SEC or a state?**
Hilltop Wealth & Tax Solutions is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 290981.

**How much does Hilltop Wealth & Tax Solutions manage?**
Hilltop Wealth & Tax Solutions reports $616,442,794 in regulatory assets under management in its Form ADV filing dated September 3, 2026 (97% discretionary).

**How have Hilltop Wealth & Tax Solutions' assets and staff changed since 2021?**
In the Form ADV data for Hilltop Wealth & Tax Solutions: Regulatory assets under management: $302,045,879 in the October 2021 data and $616,442,794 in the October 2026 data, up 104%. Total employees: 13 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Hilltop Wealth & Tax Solutions serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (635); high net worth individuals (194); charitable organizations (3).

**Which custodians does Hilltop Wealth & Tax Solutions use?**
Hilltop Wealth & Tax Solutions' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Hilltop Wealth & Tax Solutions report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/290981

**What changed in Hilltop Wealth & Tax Solutions' recent Form ADV filings?**
In the October 2026 filing data: Changed its office addresses in Chesterton, IN.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated August 4, 2026)

- Minimum annual fee: $6,250

> Hilltop requires a total minimum fee of $6,250 and may elect, in its sole discretion, to waive any portion of this minimum.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $616,442,794
- Discretionary: $600,239,631
- Non-discretionary: $16,203,163

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 635 | $207,652,322 |
| High net worth individuals | 194 | $404,153,712 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 3 | $134,764 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 3 | $2,005,838 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $2,496,158 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2019 (7 years)
- Employees: 16 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, IL, IN, MI, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Chesterton, IN
- Fort Meyers, FL
- Royal Oak, MI

### Websites listed on Form ADV (Item 1.I)
- hilltopwealthtax.com
- Facebook facebook.com
- LinkedIn linkedin.com
- X x.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $302,045,879 | 13 | September 22, 2021 |
| October 2022 | $343,616,229 | 12 | July 25, 2022 |
| October 2023 | $317,321,839 | 10 | July 21, 2023 |
| October 2024 | $407,132,602 | 10 | July 30, 2024 |
| October 2025 | $490,814,525 | 14 | July 30, 2025 |
| October 2026 | $616,442,794 | 16 | September 3, 2026 |

Regulatory assets under management: $302,045,879 in the October 2021 data and $616,442,794 in the October 2026 data, up 104%.
Total employees: 13 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Changed its office addresses in Chesterton, IN.

### May 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $490,814,525 to $616,442,794 (+26%).
- No longer lists an office in Bremen, IN.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Hilltop Wealth & Tax Solutions (CRD 290981): Form ADV filing data as of October 2026.