# Hill Island Financial LLC

> Hill Island Financial LLC is an SEC-registered investment advisory firm in Grand Rapids, MI, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 5, 2026.

- CRD: 313469
- Filed as: HILL ISLAND FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Grand Rapids, MI
- Filing period: October 2026
- Form ADV filing dated: August 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/313469
- AdvisorCensus page: https://advisorcensus.com/firm/hill-island-financial-llc-grand-rapids-mi-313469

## Quick answers

**How is Hill Island Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Hill Island Financial LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Hill Island Financial LLC charge?**
Its Form ADV Part 2A brochure dated March 17, 2026 states: Flat fee: $1,500 to $15,000 (Financial Planning Services; project-based fees); Subscription: $375 to $1,000 a month (Financial Planning Services; on-going fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Hill Island Financial LLC located?**
Hill Island Financial LLC's principal office is in Grand Rapids, MI, according to its Form ADV.

**Is Hill Island Financial LLC registered with the SEC or a state?**
Hill Island Financial LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 313469.

**How much does Hill Island Financial LLC manage?**
Hill Island Financial LLC reports $623,847,941 in regulatory assets under management in its Form ADV filing dated August 5, 2026 (94% discretionary).

**How have Hill Island Financial LLC's assets and staff changed since 2021?**
In the Form ADV data for Hill Island Financial LLC: Regulatory assets under management: $0 in the October 2021 data and $623,847,941 in the October 2026 data. Total employees: 5 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Hill Island Financial LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (167); individuals (other than high net worth individuals) (41); pension and profit sharing plans (but not the plan participants or government pension plans) (9).

**Which custodians does Hill Island Financial LLC use?**
Hill Island Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Hill Island Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/313469

**Does Hill Island Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 17, 2026 says: "Hill Island Financial generally requires a minimum account size of $2,000,000 for Investment Management services to effectively implement its investment process. This minimum account size may be waived or reduced at the Advisor’s discretion."

**What changed in Hill Island Financial LLC's recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in AZ, IN.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 17, 2026)

- Account minimum: $2,000,000 (the brochure says it may be waived or negotiated)

> Hill Island Financial generally requires a minimum account size of $2,000,000 for Investment Management services to effectively implement its investment process. This minimum account size may be waived or reduced at the Advisor’s discretion.

- Flat fee: $1,500 to $15,000 (Financial Planning Services; project-based fees)

> Hill Island Financial offers financial planning services either as a one-time project or as an on-going engagement for a fixed fee. Project-based fees range from $1,500 to $15,000.

- Subscription: $375 to $1,000 a month (Financial Planning Services; on-going fees)

> On-going fees range from $375 to $1,000 per month.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $623,847,941
- Discretionary: $587,563,149
- Non-discretionary: $36,284,792

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 41 | $11,113,655 |
| High net worth individuals | 167 | $557,242,135 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 9 | $37,072,696 |
| Charitable organizations | Fewer than 5 | $17,879,166 |
| Corporations or other businesses not listed above | Fewer than 5 | $540,289 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 11 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, IL, IN, MI, NE, NH, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- hillislandfinancial.com
- Facebook @Hill-Island-Financial
- Instagram @hillislandfinancial
- LinkedIn @hill-island-financial
- X @hi_financial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $0 | 5 | August 20, 2021 |
| October 2022 | $387,754,560 | 7 | August 29, 2022 |
| October 2023 | $331,581,667 | 7 | September 15, 2023 |
| October 2024 | $446,640,410 | 8 | September 3, 2024 |
| October 2025 | $536,995,980 | 10 | March 21, 2025 |
| October 2026 | $623,847,941 | 11 | August 5, 2026 |

Regulatory assets under management: $0 in the October 2021 data and $623,847,941 in the October 2026 data.
Total employees: 5 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in AZ, IN.

### April 2026
- Regulatory assets under management went from $536,995,980 to $623,847,941 (+16%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Hill Island Financial LLC (CRD 313469): Form ADV filing data as of October 2026.