# Hidden Cove Wealth Management

> Hidden Cove Wealth Management is an SEC-registered investment advisory firm in Bainbridge Island, WA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 3, 2026.

- CRD: 318677
- Filed as: HIDDEN COVE WEALTH MANAGEMENT
- Legal name: Hidden Cove Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bainbridge Island, WA
- Filing period: October 2026
- Form ADV filing dated: February 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/318677
- AdvisorCensus page: https://advisorcensus.com/firm/hidden-cove-wealth-management-bainbridge-island-wa-318677

## Quick answers

**How is Hidden Cove Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Hidden Cove Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Hidden Cove Wealth Management charge?**
Its Form ADV Part 2A brochure dated February 3, 2026 states: Flat fee: up to $25,000 a year (financial planning services); Hourly rate: up to $500 an hour (ongoing financial planning and consulting engagements); Flat fee: $1,500 to $3,500 (one-time financial planning and consulting engagements); Flat fee: $20,000 to $40,000 a year (retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Hidden Cove Wealth Management located?**
Hidden Cove Wealth Management's principal office is in Bainbridge Island, WA, according to its Form ADV.

**Is Hidden Cove Wealth Management registered with the SEC or a state?**
Hidden Cove Wealth Management is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 318677.

**How much does Hidden Cove Wealth Management manage?**
Hidden Cove Wealth Management reports $403,507,194 in regulatory assets under management in its Form ADV filing dated February 3, 2026 (99% discretionary).

**How have Hidden Cove Wealth Management's assets and staff changed since 2022?**
In the Form ADV data for Hidden Cove Wealth Management: Regulatory assets under management: $109,800,043 in the October 2022 data and $403,507,194 in the October 2026 data, up 267%. Total employees: 8 in October 2022 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Hidden Cove Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (192); high net worth individuals (81); pension and profit sharing plans (but not the plan participants or government pension plans) (49).

**Which custodians does Hidden Cove Wealth Management use?**
Hidden Cove Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Hidden Cove Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/318677

**What changed in Hidden Cove Wealth Management's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $335,173,048 to $403,507,194 (+20%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 3, 2026)

- Flat fee: up to $25,000 a year (financial planning services)

> clients with more complex financial planning needs may pay annual fixed fees of up to $25,000 for these services.

- Hourly rate: up to $500 an hour (ongoing financial planning and consulting engagements)

> On occasion, we may instead charge you hourly fees of up to $500 per hour for these services.

- Flat fee: $1,500 to $3,500 (one-time financial planning and consulting engagements)

> For one-time financial planning and consulting engagements, we typically charge fixed fees ranging from $1,500 - $3,500.

- Flat fee: $20,000 to $40,000 a year (retirement plan consulting services)

> Where a fixed fee applies, these annual fees typically range from $20,000 to $40,000 per year and are charged quarterly, in advance by traditional invoicing.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $403,507,194
- Discretionary: $398,216,457
- Non-discretionary: $5,290,737

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 192 | $63,710,170 |
| High net worth individuals | 81 | $263,562,726 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 49 | $76,234,298 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 7 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- hcwm.com
- LinkedIn @hcwm-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $109,800,043 | 8 | July 22, 2022 |
| October 2023 | $204,991,546 | 8 | June 26, 2023 |
| October 2024 | $252,904,408 | 7 | August 28, 2024 |
| October 2025 | $335,173,048 | 7 | March 26, 2025 |
| October 2026 | $403,507,194 | 7 | February 3, 2026 |

Regulatory assets under management: $109,800,043 in the October 2022 data and $403,507,194 in the October 2026 data, up 267%.
Total employees: 8 in October 2022 and 7 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $335,173,048 to $403,507,194 (+20%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Hidden Cove Wealth Management (CRD 318677): Form ADV filing data as of October 2026.