# Harlow Wealth Management, Inc.

> Harlow Wealth Management, Inc. is an SEC-registered investment advisory firm in Vancouver, WA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 148315
- Filed as: HARLOW WEALTH MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Vancouver, WA
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/148315
- AdvisorCensus page: https://advisorcensus.com/firm/harlow-wealth-management-inc-vancouver-wa-148315

## Quick answers

**How is Harlow Wealth Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Harlow Wealth Management, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other.

**How much does Harlow Wealth Management, Inc. charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Flat fee: $5,000 to $50,000 (stand-alone, fee-only financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Harlow Wealth Management, Inc. located?**
Harlow Wealth Management, Inc.'s principal office is in Vancouver, WA, according to its Form ADV.

**Is Harlow Wealth Management, Inc. registered with the SEC or a state?**
Harlow Wealth Management, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 148315.

**How much does Harlow Wealth Management, Inc. manage?**
Harlow Wealth Management, Inc. reports $419,374,657 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary).

**How have Harlow Wealth Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Harlow Wealth Management, Inc.: Regulatory assets under management: $245,418,359 in the October 2021 data and $419,374,657 in the October 2026 data, up 71%. Total employees: 10 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Harlow Wealth Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (553); high net worth individuals (96); pension and profit sharing plans (but not the plan participants or government pension plans) (6).

**Which custodians does Harlow Wealth Management, Inc. use?**
Harlow Wealth Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Harlow Wealth Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/148315

**Does Harlow Wealth Management, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "Although Harlow has a minimum account size of $500,000, this requirement may be waived at the Firm’s discretion."

**What changed in Harlow Wealth Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 7 to 6. Regulatory assets under management went from $374,825,972 to $419,374,657 (+12%). Registered or notice-filed in CO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Although Harlow has a minimum account size of $500,000, this requirement may be waived at the Firm’s discretion.

- Flat fee: $5,000 to $50,000 (stand-alone, fee-only financial planning services)

> These services are provided for a fixed fee generally ranging from $5,000 to $50,000, depending on the complexity, scope, and nature of the services to be provided. Fees are typically billed in advance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $419,374,657
- Discretionary: $419,374,657
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 553 | $214,588,551 |
| High net worth individuals | 96 | $200,031,110 |
| Banking or thrift institutions | Not reported | $0 |
| Investment companies | Not reported | $0 |
| Business development companies | Not reported | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | Not reported | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 6 | $3,741,989 |
| State or municipal government entities (including government pension plans) | Not reported | $0 |
| Other investment advisers | Not reported | $0 |
| Insurance companies | Not reported | $0 |
| Sovereign wealth funds and foreign official institutions | Not reported | $0 |
| Corporations or other businesses not listed above | 1 | $1,013,007 |
| Other | Not reported | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2018 (8 years)
- Employees: 16 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [harlowwealth.com](https://harlowwealth.com)
- [nwtaxandwealth.com](https://nwtaxandwealth.com)
- [retirewithharlow.com](https://retirewithharlow.com)
- Facebook @HARLOWWEALTHVANCOUVER
- Instagram @harlowwm
- LinkedIn @harlow-wealth-management-inc
- X @askharlowwealth
- YouTube @UCBPjMK9mfkRuwV2sakIliiw

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $245,418,359 | 10 | June 15, 2021 |
| October 2022 | $301,990,650 | 11 | May 2, 2022 |
| October 2023 | $254,194,839 | 16 | July 9, 2023 |
| October 2024 | $315,949,895 | 14 | August 9, 2024 |
| October 2025 | $374,825,972 | 14 | June 30, 2025 |
| October 2026 | $419,374,657 | 16 | March 30, 2026 |

Regulatory assets under management: $245,418,359 in the October 2021 data and $419,374,657 in the October 2026 data, up 71%.
Total employees: 10 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 7 to 6.
- Regulatory assets under management went from $374,825,972 to $419,374,657 (+12%).
- Registered or notice-filed in CO.

### January 2026
- Item 11 disclosure answers changed: 0 yes answers, previously 2 (now no: 11.D(2), 11.D(4)).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Harlow Wealth Management, Inc. (CRD 148315): Form ADV filing data as of October 2026.