# Hardy Financial Planning

> Hardy Financial Planning is a state-registered investment advisory firm in Ann Arbor, MI, registered since 2007, reporting under $25 million in regulatory assets under management in its Form ADV filing dated January 3, 2026.

- CRD: 145071
- Filed as: HARDY FINANCIAL PLANNING
- Legal name: Hardy Financial Planning, Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Ann Arbor, MI
- Filing period: October 2026
- Form ADV filing dated: January 3, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/145071
- AdvisorCensus page: https://advisorcensus.com/firm/hardy-financial-planning-ann-arbor-mi-145071

## Quick answers

**How is Hardy Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Hardy Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Hardy Financial Planning located?**
Hardy Financial Planning's principal office is in Ann Arbor, MI, according to its Form ADV.

**Is Hardy Financial Planning registered with the SEC or a state?**
Hardy Financial Planning is a state-registered investment advisory firm, registered since 2007. Status as filed: APPROVED. CRD 145071.

**How much does Hardy Financial Planning manage?**
Hardy Financial Planning reports $15,000,000 in regulatory assets under management in its Form ADV filing dated January 3, 2026 (67% discretionary).

**What types of clients does Hardy Financial Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (11).

**Does Hardy Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/145071

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $15,000,000
- Discretionary: $10,000,000
- Non-discretionary: $5,000,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 11 | $15,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2007 (18 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [hardyfp.com](https://hardyfp.com)

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Hardy Financial Planning (CRD 145071): Form ADV filing data as of October 2026.