# Harding Wealth, Inc.

> Harding Wealth, Inc. is an SEC-registered investment advisory firm in Tempe, AZ, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 13, 2026.

- CRD: 282686
- Filed as: HARDING WEALTH, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tempe, AZ
- Filing period: October 2026
- Form ADV filing dated: March 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/282686
- AdvisorCensus page: https://advisorcensus.com/firm/harding-wealth-inc-tempe-az-282686

## Quick answers

**How is Harding Wealth, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Harding Wealth, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Harding Wealth, Inc. located?**
Harding Wealth, Inc.'s principal office is in Tempe, AZ, according to its Form ADV.

**Is Harding Wealth, Inc. registered with the SEC or a state?**
Harding Wealth, Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 282686.

**How much does Harding Wealth, Inc. manage?**
Harding Wealth, Inc. reports $212,623,954 in regulatory assets under management in its Form ADV filing dated March 13, 2026 (100% discretionary).

**How have Harding Wealth, Inc.'s assets and staff changed since 2022?**
In the Form ADV data for Harding Wealth, Inc.: Regulatory assets under management: $106,700,000 in the October 2022 data and $212,623,954 in the October 2026 data, up 99%. Total employees: 2 in October 2022 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Harding Wealth, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (105); high net worth individuals (64).

**Which custodians does Harding Wealth, Inc. use?**
Harding Wealth, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC, Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Harding Wealth, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/282686

**Does Harding Wealth, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 13, 2026 says: "There is no account minimum for any of HW’s services."

**What changed in Harding Wealth, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $162,138,463 to $212,623,954 (+31%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 13, 2026)

- Account minimum: None

> There is no account minimum for any of HW’s services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC
- Charles Schwab & Co., Inc.
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $212,623,954
- Discretionary: $212,623,954
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 105 | $58,093,319 |
| High net worth individuals | 64 | $154,530,635 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, ID, IL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- adamclarkharding.com
- hardingwealth.com
- Facebook @hardingwealth
- Instagram @hardingwealth
- LinkedIn @ADAMHARDING
- X @hardingwealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $106,700,000 | 2 | March 4, 2022 |
| October 2023 | $101,340,562 | 3 | May 9, 2023 |
| October 2024 | $124,416,689 | 5 | March 21, 2024 |
| October 2025 | $162,138,463 | 3 | February 28, 2025 |
| October 2026 | $212,623,954 | 4 | March 13, 2026 |

Regulatory assets under management: $106,700,000 in the October 2022 data and $212,623,954 in the October 2026 data, up 99%.
Total employees: 2 in October 2022 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $162,138,463 to $212,623,954 (+31%).

### March 2026
- Registered or notice-filed in IL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Harding Wealth, Inc. (CRD 282686): Form ADV filing data as of October 2026.