# Harbour Investment Management L.L.C.

> Harbour Investment Management L.L.C. is an SEC-registered investment advisory firm in Edmonds, WA, registered since 1991, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 10, 2026.

- CRD: 111166
- Filed as: HARBOUR INVESTMENT MANAGEMENT L.L.C.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Edmonds, WA
- Filing period: October 2026
- Form ADV filing dated: March 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111166
- AdvisorCensus page: https://advisorcensus.com/firm/harbour-investment-management-l-l-c-edmonds-wa-111166

## Quick answers

**How is Harbour Investment Management L.L.C. compensated?**
On its Form ADV (Item 5.E, October 2026), Harbour Investment Management L.L.C. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Harbour Investment Management L.L.C. charge?**
Its Form ADV Part 2A brochure dated March 10, 2026 states: Up to $1,000,000: 0.8% a year; $1,000,000 to $2,000,000: 0.7% a year; $2,000,000 to $5,000,000: 0.5% a year; Above $5,000,000: 0.25% a year; Hourly rate: $200 an hour (multiple planning scenarios, further changes, and/or supplemental meetings). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Harbour Investment Management L.L.C. located?**
Harbour Investment Management L.L.C.'s principal office is in Edmonds, WA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Harbour Investment Management L.L.C. registered with the SEC or a state?**
Harbour Investment Management L.L.C. is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 111166.

**How much does Harbour Investment Management L.L.C. manage?**
Harbour Investment Management L.L.C. reports $381,560,275 in regulatory assets under management in its Form ADV filing dated March 10, 2026 (96% discretionary).

**How have Harbour Investment Management L.L.C.'s assets and staff changed since 2021?**
In the Form ADV data for Harbour Investment Management L.L.C.: Regulatory assets under management: $365,039,380 in the October 2021 data and $381,560,275 in the October 2026 data, up 5%. Total employees: 5 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Harbour Investment Management L.L.C. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (99); high net worth individuals (78); charitable organizations (6).

**Which custodians does Harbour Investment Management L.L.C. use?**
Harbour Investment Management L.L.C.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab as a custodian holding 10% or more of its separately managed account assets.

**Does Harbour Investment Management L.L.C. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111166

**Does Harbour Investment Management L.L.C. state an account minimum?**
Its Form ADV Part 2A brochure dated March 10, 2026 says: "Our account minimum is $500,000 but smaller accounts may be accepted based on several factors including the client relationship."

**What changed in Harbour Investment Management L.L.C.'s recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $470,591,159 to $381,560,275 (-19%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 10, 2026)

- Up to $1,000,000: 0.8% a year
- $1,000,000 to $2,000,000: 0.7% a year
- $2,000,000 to $5,000,000: 0.5% a year
- Above $5,000,000: 0.25% a year

> Fees may be negotiated for larger accounts or accounts affiliated with existing clients but are generally charged in accordance with the following fee schedule:

> First $1,000,000 0.80% Next $1,000,000 0.70% Next $3,000,000 0.50% Amount over $5,000,000 0.25%

> For clients who are not investment management clients, a base rate of $1,500 will be assessed on an annual basis for financial planning services. An additional hourly rate of $200 per hour may be charged

- Account minimum: $500,000

> Our account minimum is $500,000 but smaller accounts may be accepted based on several factors including the client relationship.

- Hourly rate: $200 an hour (multiple planning scenarios, further changes, and/or supplemental meetings)

> An additional hourly rate of $200 per hour may be charged if there are multiple planning scenarios, further changes, and/or supplemental meetings.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $381,560,275
- Discretionary: $364,663,255
- Non-discretionary: $16,897,020

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 99 | $48,363,947 |
| High net worth individuals | 78 | $268,879,760 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $6,131,484 |
| Charitable organizations | 6 | $57,959,589 |
| Corporations or other businesses not listed above | Fewer than 5 | $225,495 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 1991 (35 years)
- Employees: 6 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NH, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Portland, OR

### Websites listed on Form ADV (Item 1.I)
- [harbourinvest.com](https://harbourinvest.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $365,039,380 | 5 | March 22, 2021 |
| October 2022 | $406,862,546 | 4 | September 26, 2022 |
| October 2023 | $367,940,951 | 4 | February 28, 2023 |
| October 2024 | $415,531,728 | 4 | February 9, 2024 |
| October 2025 | $470,591,159 | 5 | February 18, 2025 |
| October 2026 | $381,560,275 | 6 | March 10, 2026 |

Regulatory assets under management: $365,039,380 in the October 2021 data and $381,560,275 in the October 2026 data, up 5%.
Total employees: 5 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $470,591,159 to $381,560,275 (-19%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Harbour Investment Management L.L.C. (CRD 111166): Form ADV filing data as of October 2026.