# Harbour Financial Resources, Ltd

> Harbour Financial Resources, Ltd is an SEC-registered investment advisory firm in Skokie, IL, registered since 2000, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 110261
- Filed as: HARBOUR FINANCIAL RESOURCES, LTD
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Skokie, IL
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110261
- AdvisorCensus page: https://advisorcensus.com/firm/harbour-financial-resources-ltd-skokie-il-110261

## Quick answers

**How is Harbour Financial Resources, Ltd compensated?**
On its Form ADV (Item 5.E, October 2026), Harbour Financial Resources, Ltd reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); commissions.

**How much does Harbour Financial Resources, Ltd charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Hourly rate: $40 to $500 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Harbour Financial Resources, Ltd located?**
Harbour Financial Resources, Ltd's principal office is in Skokie, IL, according to its Form ADV.

**Is Harbour Financial Resources, Ltd registered with the SEC or a state?**
Harbour Financial Resources, Ltd is an SEC-registered investment advisory firm, registered since 2000. Status as filed: Approved. CRD 110261.

**How much does Harbour Financial Resources, Ltd manage?**
Harbour Financial Resources, Ltd reports $189,816,445 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (0% discretionary).

**How have Harbour Financial Resources, Ltd's assets and staff changed since 2021?**
In the Form ADV data for Harbour Financial Resources, Ltd: Regulatory assets under management: $152,082,859 in the October 2021 data and $189,816,445 in the October 2026 data, up 25%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Harbour Financial Resources, Ltd serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (58); high net worth individuals (54); pension and profit sharing plans (but not the plan participants or government pension plans) (12).

**Which custodians does Harbour Financial Resources, Ltd use?**
Harbour Financial Resources, Ltd's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Harbour Financial Resources, Ltd report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110261

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Hourly rate: $40 to $500 an hour (financial planning services)

> HFR provides financial planning services on an hourly basis with the rates ranging from $40 per hour to $500 per hour

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $189,816,445
- Discretionary: $0
- Non-discretionary: $189,816,445

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 58 | $20,354,218 |
| High net worth individuals | 54 | $157,387,488 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 12 | $12,074,739 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2000 (25 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $152,082,859 | 3 | March 16, 2021 |
| October 2022 | $167,985,762 | 3 | March 11, 2022 |
| October 2023 | $141,804,886 | 3 | February 22, 2023 |
| October 2024 | $156,025,618 | 3 | February 29, 2024 |
| October 2025 | $180,465,357 | 3 | February 25, 2025 |
| October 2026 | $189,816,445 | 3 | March 30, 2026 |

Regulatory assets under management: $152,082,859 in the October 2021 data and $189,816,445 in the October 2026 data, up 25%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Harbour Financial Resources, Ltd (CRD 110261): Form ADV filing data as of October 2026.