{
  "crd_number": 312432,
  "slug": "harbor-advisors-west-palm-beach-fl-312432",
  "primary_business_name": "HARBOR ADVISORS",
  "legal_name": "HARBOR ADVISORS LLC",
  "dbas": [],
  "city": "West Palm Beach",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "33100",
  "metro": {
    "cbsa_code": "33100",
    "common_name": "Miami",
    "msa_name": "Miami-Fort Lauderdale-West Palm Beach, FL",
    "path": "/advisors/fl/miami"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-02-19",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-02-27",
  "carried_forward": false,
  "raum_total": 851737076.0,
  "raum_discretionary": 846847687.0,
  "raum_non_discretionary": 4889389.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "high_net_worth_individuals": {
      "raum": 4889389.0,
      "count": 2,
      "fewer_than_5": true
    },
    "corporations_other_businesses": {
      "raum": 846847687.0,
      "count": 8
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "other",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL"
  ],
  "websites": [],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/312432",
  "city_as_filed": "WEST PALM BEACH",
  "url": "https://advisorcensus.com/firm/harbor-advisors-west-palm-beach-fl-312432",
  "display_name": "Harbor Advisors",
  "summary": "Harbor Advisors is an SEC-registered investment advisory firm in West Palm Beach, FL, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated February 27, 2026.",
  "citation": "AdvisorCensus. Harbor Advisors (CRD 312432): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Harbor Advisors compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Harbor Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Harbor Advisors charge?",
      "a": "Its Form ADV Part 2A brochure dated February 27, 2026 states: Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it); Flat fee: up to $1,000,000 a year (portfolio management services); Flat fee: up to $500,000 a year (investment consulting services); Hourly rate: $350 an hour (financial consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Harbor Advisors located?",
      "a": "Harbor Advisors' principal office is in West Palm Beach, FL, according to its Form ADV."
    },
    {
      "q": "Is Harbor Advisors registered with the SEC or a state?",
      "a": "Harbor Advisors is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 312432."
    },
    {
      "q": "How much does Harbor Advisors manage?",
      "a": "Harbor Advisors reports $851,737,076 in regulatory assets under management in its Form ADV filing dated February 27, 2026 (99% discretionary)."
    },
    {
      "q": "How have Harbor Advisors' assets and staff changed since 2021?",
      "a": "In the Form ADV data for Harbor Advisors: Regulatory assets under management: $600,244,935 in the October 2021 data and $851,737,076 in the October 2026 data, up 42%. Total employees: 1 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Harbor Advisors serve?",
      "a": "By number of clients on Form ADV Item 5.D: corporations or other businesses not listed above (8); high net worth individuals (2)."
    },
    {
      "q": "Which custodians does Harbor Advisors use?",
      "a": "Harbor Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Bank of BUTTERFIELD/BANK of New York, Interactive Brokers LLC and Morgan Stanley & Co. LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Harbor Advisors report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/312432"
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 600244935.0,
      "total_employees": 1,
      "filing_date": "2021-06-08"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 727551838.0,
      "total_employees": 1,
      "filing_date": "2022-03-18"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 546709023.0,
      "total_employees": 1,
      "filing_date": "2023-03-13"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 690174491.0,
      "total_employees": 1,
      "filing_date": "2024-03-07"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 788063427.0,
      "total_employees": 1,
      "filing_date": "2025-03-07"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 851737076.0,
      "total_employees": 1,
      "filing_date": "2026-02-27"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "0.5% to 2% a year",
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: up to $1,000,000 a year (portfolio management services)",
      "Flat fee: up to $500,000 a year (investment consulting services)",
      "Hourly rate: $350 an hour (financial consulting services)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "Our annual asset based fee varies between 0.50% and 2.00% of the market value of your assets under our management.",
          "Our annual asset based fee varies between 0.50% and 2.00% of the market value of your assets under our advisement."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: up to $1,000,000 a year (portfolio management services)"
        ],
        "quotes": [
          "Our annual fixed fee varies up to $1,000,000 and is billed and payable quarterly in advance."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: up to $500,000 a year (investment consulting services)"
        ],
        "quotes": [
          "Our annual fixed fee is varies up to $500,000 and is billed and payable quarterly in advance."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $350 an hour (financial consulting services)"
        ],
        "quotes": [
          "We charge an hourly fee of $350 for financial consulting services."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        0.5,
        2.0
      ],
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": null,
          "max": 1000000.0,
          "period": "annual",
          "service": "portfolio management services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": null,
          "max": 500000.0,
          "period": "annual",
          "service": "investment consulting services"
        },
        {
          "kind": "hourly",
          "amount": 350.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial consulting services"
        }
      ]
    },
    "quotes": [
      "Our annual asset based fee varies between 0.50% and 2.00% of the market value of your assets under our management.",
      "Our annual asset based fee varies between 0.50% and 2.00% of the market value of your assets under our advisement.",
      "Our annual fixed fee varies up to $1,000,000 and is billed and payable quarterly in advance.",
      "Our annual fixed fee is varies up to $500,000 and is billed and payable quarterly in advance.",
      "We charge an hourly fee of $350 for financial consulting services."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Bank of BUTTERFIELD/BANK of New York",
      "name_as_filed": "BANK OF BUTTERFIELD/BANK OF NEW YORK",
      "affiliated": false
    },
    {
      "name": "Interactive Brokers LLC",
      "name_as_filed": "INTERACTIVE BROKERS LLC",
      "affiliated": false
    },
    {
      "name": "Morgan Stanley & Co. LLC",
      "name_as_filed": "MORGAN STANLEY & CO. LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/harbor-advisors-west-palm-beach-fl-312432.md",
  "clients": [
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 2,
      "fewer_than_5": true,
      "raum": 4889389.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 8,
      "fewer_than_5": false,
      "raum": 846847687.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/312432",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}