# H.S. Financial, Inc.

> H.S. Financial, Inc. is a state-registered investment advisory firm in San Diego, CA, registered since 2006, with no regulatory assets under management reported in its Form ADV filing dated June 8, 2026.

- CRD: 136731
- Filed as: H.S. FINANCIAL, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: June 8, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/136731
- AdvisorCensus page: https://advisorcensus.com/firm/h-s-financial-inc-san-diego-ca-136731

## Quick answers

**How is H.S. Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), H.S. Financial, Inc. reports these compensation arrangements: fixed fees (other than subscription fees).

**Where is H.S. Financial, Inc. located?**
H.S. Financial, Inc.'s principal office is in San Diego, CA, according to its Form ADV.

**Is H.S. Financial, Inc. registered with the SEC or a state?**
H.S. Financial, Inc. is a state-registered investment advisory firm, registered since 2006. Status as filed: APPROVED. CRD 136731.

**Does H.S. Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/136731

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | Not reported |
| High net worth individuals | Fewer than 5 | Not reported |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2006 (20 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- honeycuttsmith.com
- LinkedIn @HONEYCUTT-SMITH-AND-ASSOCIATES

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. H.S. Financial, Inc. (CRD 136731): Form ADV filing data as of October 2026.