# Gulf Coast Financial Advisors

> Gulf Coast Financial Advisors is a state-registered investment advisory firm in Fairhope, AL, registered since 2024, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 9, 2026.

- CRD: 329092
- Filed as: GULF COAST FINANCIAL ADVISORS
- Legal name: Gulf Coast Financial Advisors LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Fairhope, AL
- Filing period: October 2026
- Form ADV filing dated: September 9, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/329092
- AdvisorCensus page: https://advisorcensus.com/firm/gulf-coast-financial-advisors-fairhope-al-329092

## Quick answers

**How is Gulf Coast Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Gulf Coast Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Gulf Coast Financial Advisors located?**
Gulf Coast Financial Advisors' principal office is in Fairhope, AL, according to its Form ADV.

**Is Gulf Coast Financial Advisors registered with the SEC or a state?**
Gulf Coast Financial Advisors is a state-registered investment advisory firm, registered since 2024. Status as filed: APPROVED. CRD 329092.

**How much does Gulf Coast Financial Advisors manage?**
Gulf Coast Financial Advisors reports $32,412,899 in regulatory assets under management in its Form ADV filing dated September 9, 2026 (90% discretionary).

**What types of clients does Gulf Coast Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (75); pension and profit sharing plans (but not the plan participants or government pension plans) (54); high net worth individuals (21).

**Does Gulf Coast Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/329092

**What changed in Gulf Coast Financial Advisors' recent Form ADV filings?**
In the October 2026 filing data: Employees performing advisory functions went from 2 to 1.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $32,412,899
- Discretionary: $29,307,794
- Non-discretionary: $3,105,105

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 75 | $6,648,447 |
| High net worth individuals | 21 | $22,066,262 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 54 | $3,698,190 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2024 (2 years)
- Employees: 4 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- gulfcoastfa.com
- summitlegacyadvisors.com
- Facebook @gulfcoastfinancialadvisors
- LinkedIn @40696491
- YouTube @UCRGegGUe1xnH_PH-AdhR_fA

## Changes in the filing (last 12 months)

### October 2026
- Employees performing advisory functions went from 2 to 1.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Gulf Coast Financial Advisors (CRD 329092): Form ADV filing data as of October 2026.