# Guidestream Financial, Inc.

> Guidestream Financial, Inc. is an SEC-registered investment advisory firm in Spring Arbor, MI, registered since 2009, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 28, 2026.

- CRD: 150890
- Filed as: GUIDESTREAM FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Spring Arbor, MI
- Filing period: October 2026
- Form ADV filing dated: August 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/150890
- AdvisorCensus page: https://advisorcensus.com/firm/guidestream-financial-inc-spring-arbor-mi-150890

## Quick answers

**How is Guidestream Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Guidestream Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Guidestream Financial, Inc. located?**
Guidestream Financial, Inc.'s principal office is in Spring Arbor, MI, according to its Form ADV.

**Is Guidestream Financial, Inc. registered with the SEC or a state?**
Guidestream Financial, Inc. is an SEC-registered investment advisory firm, registered since 2009. Status as filed: Approved. CRD 150890.

**How much does Guidestream Financial, Inc. manage?**
Guidestream Financial, Inc. reports $263,463,837 in regulatory assets under management in its Form ADV filing dated August 28, 2026 (94% discretionary).

**How have Guidestream Financial, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Guidestream Financial, Inc.: Regulatory assets under management: $132,482,596 in the October 2021 data and $263,463,837 in the October 2026 data, up 99%. Total employees: 10 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Guidestream Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (815); high net worth individuals (39); charitable organizations (28).

**Which custodians does Guidestream Financial, Inc. use?**
Guidestream Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Pershing Advisor Solutions LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Guidestream Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/150890

**What changed in Guidestream Financial, Inc.'s recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in CO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Pershing Advisor Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $263,463,837
- Discretionary: $247,045,485
- Non-discretionary: $16,418,352

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 815 | $133,483,701 |
| High net worth individuals | 39 | $75,187,153 |
| Charitable organizations | 28 | $54,765,674 |
| Corporations or other businesses not listed above | Fewer than 5 | $27,309 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2009 (17 years)
- Employees: 9 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AZ, CA, CO, FL, IA, ID, IL, IN, KS, KY, LA, MA, MI, NC, NE, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- fmfinancial.org
- guidestreamfinancial.com
- LinkedIn @fmfinancial-guidestream
- LinkedIn @guidestream-financial-inc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $132,482,596 | 10 | May 12, 2021 |
| October 2022 | $162,472,194 | 11 | August 11, 2022 |
| October 2023 | $165,128,571 | 11 | September 13, 2023 |
| October 2024 | $202,939,358 | 8 | April 8, 2024 |
| October 2025 | $217,249,752 | 10 | July 30, 2025 |
| October 2026 | $263,463,837 | 9 | August 28, 2026 |

Regulatory assets under management: $132,482,596 in the October 2021 data and $263,463,837 in the October 2026 data, up 99%.
Total employees: 10 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in CO.

### August 2026
- Registered or notice-filed in VA.

### May 2026
- Registered or notice-filed in NE.

### April 2026
- Regulatory assets under management went from $217,249,752 to $263,463,837 (+21%).

### December 2025
- Registered or notice-filed in MA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Guidestream Financial, Inc. (CRD 150890): Form ADV filing data as of October 2026.