# Guidance Point Retirement Services, LLC

> Guidance Point Retirement Services, LLC is an SEC-registered investment advisory firm in Portland, ME, registered since 2012, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 17, 2026.

- CRD: 161000
- Filed as: GUIDANCE POINT RETIREMENT SERVICES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Portland, ME
- Filing period: October 2026
- Form ADV filing dated: September 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/161000
- AdvisorCensus page: https://advisorcensus.com/firm/guidance-point-retirement-services-llc-portland-me-161000

## Quick answers

**How is Guidance Point Retirement Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Guidance Point Retirement Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Guidance Point Retirement Services, LLC charge?**
Its Form ADV Part 2A brochure dated February 18, 2026 states: Hourly rate: $100 to $350 an hour (Retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Guidance Point Retirement Services, LLC located?**
Guidance Point Retirement Services, LLC's principal office is in Portland, ME, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Guidance Point Retirement Services, LLC registered with the SEC or a state?**
Guidance Point Retirement Services, LLC is an SEC-registered investment advisory firm, registered since 2012. Status as filed: Approved. CRD 161000.

**How much does Guidance Point Retirement Services, LLC manage?**
Guidance Point Retirement Services, LLC reports $85,367,649 in regulatory assets under management in its Form ADV filing dated September 17, 2026 (100% discretionary).

**How have Guidance Point Retirement Services, LLC's assets and staff changed since 2021?**
In the Form ADV data for Guidance Point Retirement Services, LLC: Regulatory assets under management: $77,449,097 in the October 2021 data and $85,367,649 in the October 2026 data, up 10%. Total employees: 6 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Guidance Point Retirement Services, LLC serve?**
By number of clients on Form ADV Item 5.D: corporations or other businesses not listed above (3); pension and profit sharing plans (but not the plan participants or government pension plans) (2); charitable organizations (2).

**Which custodians does Guidance Point Retirement Services, LLC use?**
Guidance Point Retirement Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Guidance Point Retirement Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/161000

**What changed in Guidance Point Retirement Services, LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $62,861,825 to $88,207,933 (+40%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 18, 2026)

- Hourly rate: $100 to $350 an hour (Retirement plan consulting services)

> Retirement plan consulting services clients may, in addition to the fee types disclosed, elect to pay an hourly fee. Hourly fees range between $100 - $350 per hour

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $85,367,649
- Discretionary: $85,367,649
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $5,995,165 |
| Charitable organizations | 2 | $52,093,085 |
| Corporations or other businesses not listed above | 3 | $27,279,399 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2012 (14 years)
- Employees: 8 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CT, MA, ME, NH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Bangor, ME

### Websites listed on Form ADV (Item 1.I)
- guidancepointrs.com
- Facebook @GuidancePointRetirementServices
- LinkedIn @guidance-point-retirement-services
- X @GUIDANCEPOINTRS

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $77,449,097 | 6 | March 24, 2021 |
| October 2022 | $73,808,009 | 5 | March 4, 2022 |
| October 2023 | $62,730,203 | 7 | March 1, 2023 |
| October 2024 | $64,263,884 | 5 | September 24, 2024 |
| October 2025 | $62,861,825 | 7 | March 25, 2025 |
| October 2026 | $85,367,649 | 8 | September 17, 2026 |

Regulatory assets under management: $77,449,097 in the October 2021 data and $85,367,649 in the October 2026 data, up 10%.
Total employees: 6 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $62,861,825 to $88,207,933 (+40%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Guidance Point Retirement Services, LLC (CRD 161000): Form ADV filing data as of October 2026.