{
  "crd_number": 161000,
  "slug": "guidance-point-retirement-services-llc-portland-me-161000",
  "primary_business_name": "GUIDANCE POINT RETIREMENT SERVICES, LLC",
  "legal_name": "GUIDANCE POINT RETIREMENT SERVICES, LLC",
  "dbas": [],
  "city": "Portland",
  "state": "ME",
  "country": "United States",
  "cbsa_code": "38860",
  "metro": {
    "cbsa_code": "38860",
    "common_name": "Portland",
    "msa_name": "Portland-South Portland, ME",
    "path": "/advisors/me/portland"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2012-02-22",
  "years_registered": 14,
  "period": "2026-10-01",
  "filing_date": "2026-09-17",
  "carried_forward": false,
  "raum_total": 85367649.0,
  "raum_discretionary": 85367649.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 8,
  "advisory_employees": 6,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 52093085.0,
      "count": 2,
      "fewer_than_5": true
    },
    "pension_profit_sharing": {
      "raum": 5995165.0,
      "count": 2,
      "fewer_than_5": true
    },
    "corporations_other_businesses": {
      "raum": 27279399.0,
      "count": 3,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "pension_consulting",
    "periodicals_newsletters",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CT",
    "MA",
    "ME",
    "NH"
  ],
  "websites": [
    "https://facebook.com/GuidancePointRetirementServices",
    "https://guidancepointrs.com",
    "https://linkedin.com/company/guidance-point-retirement-services",
    "https://twitter.com/GUIDANCEPOINTRS"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/161000",
  "city_as_filed": "PORTLAND",
  "url": "https://advisorcensus.com/firm/guidance-point-retirement-services-llc-portland-me-161000",
  "display_name": "Guidance Point Retirement Services, LLC",
  "summary": "Guidance Point Retirement Services, LLC is an SEC-registered investment advisory firm in Portland, ME, registered since 2012, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 17, 2026.",
  "citation": "AdvisorCensus. Guidance Point Retirement Services, LLC (CRD 161000): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Publication of periodicals or newsletters",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Guidance Point Retirement Services, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Guidance Point Retirement Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Guidance Point Retirement Services, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated February 18, 2026 states: Hourly rate: $100 to $350 an hour (Retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Guidance Point Retirement Services, LLC located?",
      "a": "Guidance Point Retirement Services, LLC's principal office is in Portland, ME, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Guidance Point Retirement Services, LLC registered with the SEC or a state?",
      "a": "Guidance Point Retirement Services, LLC is an SEC-registered investment advisory firm, registered since 2012. Status as filed: Approved. CRD 161000."
    },
    {
      "q": "How much does Guidance Point Retirement Services, LLC manage?",
      "a": "Guidance Point Retirement Services, LLC reports $85,367,649 in regulatory assets under management in its Form ADV filing dated September 17, 2026 (100% discretionary)."
    },
    {
      "q": "How have Guidance Point Retirement Services, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Guidance Point Retirement Services, LLC: Regulatory assets under management: $77,449,097 in the October 2021 data and $85,367,649 in the October 2026 data, up 10%. Total employees: 6 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Guidance Point Retirement Services, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: corporations or other businesses not listed above (3); pension and profit sharing plans (but not the plan participants or government pension plans) (2); charitable organizations (2)."
    },
    {
      "q": "Which custodians does Guidance Point Retirement Services, LLC use?",
      "a": "Guidance Point Retirement Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Guidance Point Retirement Services, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/161000"
    },
    {
      "q": "What changed in Guidance Point Retirement Services, LLC's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $62,861,825 to $88,207,933 (+40%). Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 77449097.0,
      "total_employees": 6,
      "filing_date": "2021-03-24"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 73808009.0,
      "total_employees": 5,
      "filing_date": "2022-03-04"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 62730203.0,
      "total_employees": 7,
      "filing_date": "2023-03-01"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 64263884.0,
      "total_employees": 5,
      "filing_date": "2024-09-24"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 62861825.0,
      "total_employees": 7,
      "filing_date": "2025-03-25"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 85367649.0,
      "total_employees": 8,
      "filing_date": "2026-09-17"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $62,861,825 to $88,207,933 (+40%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 18, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $100 to $350 an hour (Retirement plan consulting services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $100 to $350 an hour (Retirement plan consulting services)"
        ],
        "quotes": [
          "Retirement plan consulting services clients may, in addition to the fee types disclosed, elect to pay an hourly fee. Hourly fees range between $100 - $350 per hour"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 100.0,
          "max": 350.0,
          "period": "hour",
          "service": "Retirement plan consulting services"
        }
      ]
    },
    "quotes": [
      "Retirement plan consulting services clients may, in addition to the fee types disclosed, elect to pay an hourly fee. Hourly fees range between $100 - $350 per hour"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/guidance-point-retirement-services-llc-portland-me-161000.md",
  "clients": [
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 2,
      "fewer_than_5": true,
      "raum": 5995165.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 2,
      "fewer_than_5": true,
      "raum": 52093085.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 3,
      "fewer_than_5": true,
      "raum": 27279399.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/161000",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}