# Guardian Capital, LLC

> Guardian Capital, LLC is an SEC-registered investment advisory firm in Wexford, PA, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 11, 2026.

- CRD: 156015
- Filed as: GUARDIAN CAPITAL, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Wexford, PA
- Filing period: October 2026
- Form ADV filing dated: February 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/156015
- AdvisorCensus page: https://advisorcensus.com/firm/guardian-capital-llc-wexford-pa-156015

## Quick answers

**How is Guardian Capital, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Guardian Capital, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Guardian Capital, LLC charge?**
Its Form ADV Part 2A brochure dated February 11, 2026 states: Flat fee: up to $3,000 (Financial Planning Services); Hourly rate: $150 an hour (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Guardian Capital, LLC located?**
Guardian Capital, LLC's principal office is in Wexford, PA, according to its Form ADV.

**Is Guardian Capital, LLC registered with the SEC or a state?**
Guardian Capital, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 156015.

**How much does Guardian Capital, LLC manage?**
Guardian Capital, LLC reports $128,050,000 in regulatory assets under management in its Form ADV filing dated February 11, 2026 (100% discretionary).

**How have Guardian Capital, LLC's assets and staff changed since 2025?**
In the Form ADV data for Guardian Capital, LLC: Regulatory assets under management: $102,626,600 in the October 2025 data and $128,050,000 in the October 2026 data, up 25%. Total employees: 4 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Guardian Capital, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (209); high net worth individuals (31); investment companies (1).

**Which custodians does Guardian Capital, LLC use?**
Guardian Capital, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Guardian Capital, LLC report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/156015

**Does Guardian Capital, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 11, 2026 says: "GC requires a minimum of $25,000 to open an account. GC may at its sole discretion waive this minimum account size."

**What changed in Guardian Capital, LLC's recent Form ADV filings?**
In the March 2026 filing data: Item 11 disclosure answers changed: 2 yes answers, previously 3 (now no: 11.H(2)). Regulatory assets under management went from $102,626,600 to $128,050,000 (+25%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 11, 2026)

- Account minimum: $25,000 (the brochure says it may be waived or negotiated)

> GC requires a minimum of $25,000 to open an account. GC may at its sole discretion waive this minimum account size.

- Flat fee: up to $3,000 (Financial Planning Services)

> Financial Planning Services are available to all clients for a negotiable fixed fee with a maximum fee of $3,000.

- Hourly rate: $150 an hour (Financial Planning Services)

> Financial Planning Services are offered based on an hourly fee of $150 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $128,050,000
- Discretionary: $128,050,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 209 | $72,950,000 |
| High net worth individuals | 31 | $55,000,000 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 1 | $100,000 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (1 year)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PA, TX
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/156015

### Websites listed on Form ADV (Item 1.I)
- gmafinancial.com
- guardiancapitalllc.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $102,626,600 | 4 | May 1, 2025 |
| October 2026 | $128,050,000 | 4 | February 11, 2026 |

Regulatory assets under management: $102,626,600 in the October 2025 data and $128,050,000 in the October 2026 data, up 25%.
Total employees: 4 in October 2025 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Item 11 disclosure answers changed: 2 yes answers, previously 3 (now no: 11.H(2)).
- Regulatory assets under management went from $102,626,600 to $128,050,000 (+25%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Guardian Capital, LLC (CRD 156015): Form ADV filing data as of October 2026.